A appropriate guard dog to be precise not on home owner's insurance glorious risk policy?

I will be living by myself in a rural area and want a good guard dog but homeowners insurance does not allow the breed I want. I do not feel nontoxic with a Chihuahua or a Yorkshire terrier, what other options are nearby?
Answers:
Dogs used for guarding or protection are unpredictable even when you are using them within a professional capacity. I would consider a couple of large breed dogs, perchance labs or mixes. They are big enough to look intimidating and you have two sets of eyes and ears to hold watch. They are also not particularly aggressive and are laid rear legs enough that you can keep them underneath control.

They can also keep each other company when you are not at home which can really back if you are far away from your neighbors. I would also consider an alarm system (you can install one yourself or have a monitored one) and motion activated flood lights adjectives the way around your house.
I would try a german shepard. They are good dogs. Also, try checking out other insurance companies.
Do you mean guard dog, or watch dog? You can achieve a dog who tends to bark at adjectives noises, which will alert you to potential danger, and still allow you to enjoy home insurance. For instance, my beagle mix does this (the beagle part in her). A sheltie (shetland sheepdog) does as very well. They are also both working dogs, so they would love to be in a rural area. Honestly, I would a moment ago get a dog who alerts you, and keep a gun within the house if you need it.
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Rotties, Dobies, GSDs, Pits, etc. are the ones typically thought of.. Mastiffs and great danes arent used for it much anymore, but thats what they were originally bred for. Labradors may not appear like it, because they are friendly with most strangers, but if they sense a bit of badness surrounded by somebody, which they can do quite well, they are as vicious as a lion.
If you've done the research and find that you really want that particular breed...find a NEW insurance company! There are companies out there beside sensible policies regarding dogs and homeowners insurance. I own two German shepherds, a breed that usually hits the top of the "high risk" charts and do not own a problem with my insurance.

As for other options, any medium-large sized breed is only as likely as the next to deter potential intruders. If you own the energy for them, most herding breeds are early to bark at things that are out of place. The breeds that are commonly thought of as "guard dogs" are adjectives on the restricted list of one insurance company or another (or if they aren't already, they will be soon).
Doberman Pinscher - State Farm does not deny coverage or increase premiums due to the breed of dog you have.
SIGH and I once saw an article on home security where it as mentinoned Chihuahua's are one of the more fear breed by burglers because they always bark! Try for a hearding breed since they tend to be yappy. or a plain mutt who own done the job for a looog time in a lotta places.
I've have Boxers and Bloodhounds and both were very appropriate guard dogs, they are fairly large principle full dogs. An English Mastif is an imposing guard dog, my wife's family have one and standing at 175 lbs when I first met the parents it had me a little frightened at first. Females are much better pets than males though (I hear males are too stubborn and almost too much of a guard dog and scare away the mail man..haha) they are hugely gentle and caring to their family.
Any dog has the potential to protect his property. Some breeds are intrinsically more effective. You don't necessarily need a "guarding breed" but dogs who in recent times look intimidating- like a Great Dane usually do the trick. I have a Siberian Husky, who is also on the document of banned breeds by insurance companies- however, she would only lick a human being to death. Luckily, she looks intimidating so I'm confident as long as I have her near me.
Get an alarm system.


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