Can u furnish me a standard view how much home owners insurance cost on a 65,000 home?
Answers: There's not enough information to give you even a common idea of how much homeowners insurance would be. Here are some questions an agent would requirement to know the answers to in order to quote it.
Where is the home located? How far is it located from a fire station, and fire hydrant? What construction type? What benign of roof? Age of structure? Type of heat source? Central heat/air? Any supplemental heat, such as space heaters? Attached/detached garage? Does it hold a basement? Is it finished? How's your credit? Any prior claims? Is the home located near a river or stream? Are you contained by a flood plain?
Talk with a LOCAL agent to get a proper and accurate quote. The agent who have your auto insurance will also provide your home insurance.
You might also consider talking with your agent nearly Life Insurance, Disability Income Insurance, and if you need one, a Retirement Account. Source(s): Retired agent
That would greatly depend on the nouns in which you live. In Florida you will pay much more than you would surrounded by a state with no coastal exposure. Call a local agent for a quote. They will also need personal information as factor such as claims history and credit will play a part in the cost of home owners. And as one answer stated you will be insure the home for replacement cost a bit than the amount of the mortgage.
That depends on a lot of factors approaching where you live, type of home and more, try this site where you can carry quotes from different companies in your area.
http://yourfinance.co.cc/Insurance_home.…
homeowners insurance is usually based on REPLACEMENT helpfulness, not your cost. I own a rental home that I paid 20,000 for - the replacement cost of that house (cost to rebuild if it burns down or something) is over $150,000, so that's how much insurance coverage I own to have. - cost is about $500/yr. It doesn't product any sense to insure it for only what you paid for it, if the insurance will not be plenty to rebuild it if it is destroyed
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