Shouldn't the recession parallel my escrow (property levy + home insurance)?

Because I am actually making higher payments on my escrow (taxes + insurance). Shouldn't it be lower payments instead of large payments? Why am I paying higher? It has zilch to do with being behind time. I have made all payments in good time every month. My mortgage company sent me a letter stating that there be a shortage on my account and my total payment would increase. It be not a significant increase (about $24/year), but still shouldn't it be lower? If I sell my house now, the Dutch auction price would be considerably less -- even less than partially the value.
Answers:
Your escrow payment have increased because your taxes and insurance have increased. Your escrow account is simply an credit payment against future charge and insurance bills, and is only an estimate. When actual bills are received, and are higher than the estimate, you own a shortage.


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