Accident at home near the proprietor stating no insurance available.?

I moved into a rental home 1 mo ago. I told landlord about fruitless staircase. It is unsafe not to code etc. She ignored it. I then cut the wager on of my leg on a nail sticking out on steps of stairs. I went to dr and have an infection and had to get a tetnus shot. An attny. advise me to ask landord for her insurance info so I could contact them. She says she doesnt have any. I dont believe it cuz she owns several homes. I told her I would contact the county code populace, and she is very upset. How do I go going on for pursueing this now, not large adequate to obtain an attorney.
Answers:
A personality does not need insurance to be sued. You are suing the person, not the insurance company. Tell the tenant to pay your bills or you will sue. You don't need a attorney for the amount you want. Use small claims court.
Small claims court sounds like your best option. You necessitate no lawyer, it's more like Judge Mathis. You bear your evidence and speak plainly about the case.
She should have liability insurance that would take-home pay for your health costs. If she doesn't, she is not particularly prudent. Anyone with several rentals would be considered to have somewhat "philosophical pockets" meaning that if someone hurt himself or herself she could be sued and lose everything. If she doesn't want you to call the code ancestors, document your out of pocket medical expenses and ask if you can deduct it from next month's rent. Also, ask when she is going to own the stairs fixed. If she has no plans to do so, I would think seriously almost moving out (and then contacting the code people--someone could be seriously hurt). Source(s): Just my opinion and personal experience--we carried a immense liability policy when we had a rental--they don't cost much and are tax deductible for the manager.


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