Are here any companies that will make a contribution you a home owner's insurance if you hold any medical problems?

My sister and her husband have tried to get home owner's insurance but be turned down. She said they were denied because her husband is a diabetic and she is considered obese because of her weight She may be overweight BUT not obese. They have need of the insurance in case of one of the other's demise contained by the future that the home will be paid for. They are purchasing a triple-wide mobile home contained by North Carolina. Can you please give me the name(s) of insurance companies that will be able to impart them home owner insurance in North Carolina.

Thank you all for your assistance within the aforementioned matter.

Ro (Henderson, NC)
Answers:
yes but more expensive Source(s): http://www.insurance-assurance.com/
You could also try this site for help. There is a lot of apposite insurance information here. http://insurance.divinfo.com/
Good luck to you!
Look by canon these insurance companies can turn an applicant down because of medical problems. I know that sounds cold, but really if you think about it they do not want to bear a big chance at paying out an amount of money they could have avoided. Look what requirements to be done here is the husband really needs to get his diabetes lower than control and the wife needs to lose a lot of counterbalance that will get her down to being pleasing under insurance standards. Insurance in this bag is going to be extremely hard, if they do find one the premiums are going to be really high. Insurance companies are extremely smart, they are not going to issue insurance to a soaring risk individual because of exisiting health conditions. Both of these individuals need to capture the exisiting medical conditions under control, then jump to a licensed family doctor and have them to verify the diabetes is lower than control and the overweight problem is no longer an issue. I know this sounds cold, but this is how it works. Think about this, if you were an insurance company and you have an applicant that had aids, would you issue a policy? I think you know the answer, and it is no. The same is here, it looks close to if these two people do not get their vigour under control then one of them predictable will pass. The insurance company knows this, and they are not going to issue a policy when they know these conditions existed. Bad business practice.
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First of all, they are not looking for Homeowners Insurance. That is insurance on the house to protect them against fire or other destruction to the house. What they are looking for is mortgage life insurance which will pay sour if one of them dies. Since they have health problems, the best bet would be to progress through the company where they have the mortgage. It will probably be impossible to find a company that will insure them outside of the mortgage company itself. Try that and suitable luck. Source(s): 30 years insurance.


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