Health insurance?
My job shut down and I lost my health insurance! I enjoy a pre-existing condition called histoplasmosis. I got form insurance that covered me for 5 doctor visits a year but it won't cover for the tests I hold to take on my lungs! Please help me if you know of any insurance that I can seize to help me!
Answers:
Your best bet is for you, or if you married, for your spouse to obtain employment and regain your Insurance through your employer. This path you won't get denied for pre-existing conditions.
but if you are already have an existing illness, the procedure can be quite difficult and complicated as the insurance company will ask lots of question. suggest to you to ask your doctor to write your report better and not to write too bad... Good LUck!!
Histoplasmosis will result within a decline with most insurance companies in my nouns. Those that will insure you will not cover your pre-existing condition at all.
It sounds like you enjoy a basic indemnity policy, which is probably the best thing you can grasp. Your only other options are to win on another employer sponsored group plan or contact Medicaid. Depending upon what state you live in you might be able to qualify as Medically Needy even if your income is superior than the state guidelines. Source(s): Independent Agent
You may have several option:
1. If you are married this would be considered as a qualifying event for you to be added on to your spouses plan
2. You can find another job that offer insurance; keep in mind it may or may not hold pre-x clause.
3. If you are unemployed and are needing medical attention, you should contact the Human Services Dept. surrounded by your area and see what types of programs are offered like medicaid; some state proposal low cost insurance as well through government funding, for this the Human Services Dept. is your best bet.
Did you have a lapse within coverage for more than 60 days? If the answer is no...then you need to dispatch into your new insurance company a HIPAA certificate of crediable coverage..........as long as you have coverage for more than 1 year on the previous policy you won't have pre-existing on your new policy.
If your answer be yes....then you will have coverage for your pre-existing medical issues after you've have coverage for 1 year. It's a FEDERAL Mandate that prohibits a company from completely freezing out your medical condition for more than one year.
I hope this helps! Source(s): 5 years experience working in Healthcare Insurance Company!
Related Questions:
Answers:
Your best bet is for you, or if you married, for your spouse to obtain employment and regain your Insurance through your employer. This path you won't get denied for pre-existing conditions.
but if you are already have an existing illness, the procedure can be quite difficult and complicated as the insurance company will ask lots of question. suggest to you to ask your doctor to write your report better and not to write too bad... Good LUck!!
Histoplasmosis will result within a decline with most insurance companies in my nouns. Those that will insure you will not cover your pre-existing condition at all.
It sounds like you enjoy a basic indemnity policy, which is probably the best thing you can grasp. Your only other options are to win on another employer sponsored group plan or contact Medicaid. Depending upon what state you live in you might be able to qualify as Medically Needy even if your income is superior than the state guidelines. Source(s): Independent Agent
You may have several option:
1. If you are married this would be considered as a qualifying event for you to be added on to your spouses plan
2. You can find another job that offer insurance; keep in mind it may or may not hold pre-x clause.
3. If you are unemployed and are needing medical attention, you should contact the Human Services Dept. surrounded by your area and see what types of programs are offered like medicaid; some state proposal low cost insurance as well through government funding, for this the Human Services Dept. is your best bet.
Did you have a lapse within coverage for more than 60 days? If the answer is no...then you need to dispatch into your new insurance company a HIPAA certificate of crediable coverage..........as long as you have coverage for more than 1 year on the previous policy you won't have pre-existing on your new policy.
If your answer be yes....then you will have coverage for your pre-existing medical issues after you've have coverage for 1 year. It's a FEDERAL Mandate that prohibits a company from completely freezing out your medical condition for more than one year.
I hope this helps! Source(s): 5 years experience working in Healthcare Insurance Company!
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