Anyone know where on earth I can receive condition insurance for my son who have a pre-existing conditon?
And we travel with my husbands job so I requirement an insurance that will cover him in more than one state. I looked at few on the internet and that didn't work out for various reason and Bue Cross denied him. Thanks ahead of time
Answers:
It depends upon what the condition is. Every company has it's own underwriting guidelines and a condition that would result surrounded by a decline with one company will be accepted next to another company.
You should contact a local independent agent. The agent can talk with the underwriters of adjectives the major companies to find the best plan for your situation. The plans and premiums are exactly the same whether you use the agent or apply directly beside a company but with an agent you don't waste your time applying to a company that will decline.
You may take spam answers here concerning medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the populace that sell them need to be licensed. This technique you have little recourse when you have problems next to the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors in actual fact take these cards. It does you little good if you own to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the intact state that actually took the card and only one dentist who be on probation for unlawful activities so they banned the public sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as all right.
Before signing up with any discount plan get a catalogue of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the enumerate to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting unsullied patients. Source(s): Independent Agent
There are a lot of factors that you are disappearing out in order to make available you advise. What state do you reside in? Do you currently hold insurance through your husbands job? Does your husbands employer offer benefits? Does your state donate Individual coverage? Without those answered the best advise I can give is to stir to the website for your state for the Department of Banking and Insurance. You can google it. They can give you a list if insurers surrounded by your state. Contact them and check out the Individual product they offer.
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Answers:
It depends upon what the condition is. Every company has it's own underwriting guidelines and a condition that would result surrounded by a decline with one company will be accepted next to another company.
You should contact a local independent agent. The agent can talk with the underwriters of adjectives the major companies to find the best plan for your situation. The plans and premiums are exactly the same whether you use the agent or apply directly beside a company but with an agent you don't waste your time applying to a company that will decline.
You may take spam answers here concerning medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the populace that sell them need to be licensed. This technique you have little recourse when you have problems next to the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors in actual fact take these cards. It does you little good if you own to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the intact state that actually took the card and only one dentist who be on probation for unlawful activities so they banned the public sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as all right.
Before signing up with any discount plan get a catalogue of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the enumerate to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting unsullied patients. Source(s): Independent Agent
There are a lot of factors that you are disappearing out in order to make available you advise. What state do you reside in? Do you currently hold insurance through your husbands job? Does your husbands employer offer benefits? Does your state donate Individual coverage? Without those answered the best advise I can give is to stir to the website for your state for the Department of Banking and Insurance. You can google it. They can give you a list if insurers surrounded by your state. Contact them and check out the Individual product they offer.
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