Can my current strength insurance policy be retroactively cancelled if I weigh contained by more than be on my application?
Not by 100 pounds or anything, but I just guessed at my weight. If I put 195 on the app, but weigh within at 210 or 215, could they cancel my coverage?
Answers:
If the weight that you tabled was inaccurate at the time, yes; if it be true then, and you gained weightiness later, no. How could they prove it? For all they know, is it possible that you weigh what you wrote on the day that you wrote it and gained 15-20 pounds following?
Some companies do 'post issue underwiting'. If your true solidity is over their limit, they can rescind the policy and refund unused premium. You better lose cargo before you see a doctor.
Insurance companies use a justly standard weight chart. Depending on your sex, age, and height, the 215 may still be in the acceptable weight inventory.
Here is the weight chart that Blue Cross of Arizona uses. Your insurance carrier may use a different chart, but it most predictable will not differ by much. http://www.higginscompanies.com/weight.p… Source(s): http://www.higginscompanies.com Arizona health insurance agency.
I doubt that if you were off a touch bit that they would, but if you were way stale they might be able to. Check the fine print in the contract to be sure.
Yes they have the right to do that but more than probable they will just uprate your policy. I did the same darn article and was off by almost 15 lbs. They uprated me and gave me the option of accepting it or rejecting it. It wasn't that much highly developed so I took the policy and paid the extra cost. It was worth it to me.
Sounds like your bathroom scramble is just gracious. This doesn't sound approaching you're trying to pull one over on them.
The underwriter would have the right to not issue the policy, but if it be just issued, it's irrelevant now.
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Answers:
If the weight that you tabled was inaccurate at the time, yes; if it be true then, and you gained weightiness later, no. How could they prove it? For all they know, is it possible that you weigh what you wrote on the day that you wrote it and gained 15-20 pounds following?
Some companies do 'post issue underwiting'. If your true solidity is over their limit, they can rescind the policy and refund unused premium. You better lose cargo before you see a doctor.
Insurance companies use a justly standard weight chart. Depending on your sex, age, and height, the 215 may still be in the acceptable weight inventory.
Here is the weight chart that Blue Cross of Arizona uses. Your insurance carrier may use a different chart, but it most predictable will not differ by much. http://www.higginscompanies.com/weight.p… Source(s): http://www.higginscompanies.com Arizona health insurance agency.
I doubt that if you were off a touch bit that they would, but if you were way stale they might be able to. Check the fine print in the contract to be sure.
Yes they have the right to do that but more than probable they will just uprate your policy. I did the same darn article and was off by almost 15 lbs. They uprated me and gave me the option of accepting it or rejecting it. It wasn't that much highly developed so I took the policy and paid the extra cost. It was worth it to me.
Sounds like your bathroom scramble is just gracious. This doesn't sound approaching you're trying to pull one over on them.
The underwriter would have the right to not issue the policy, but if it be just issued, it's irrelevant now.
Related Questions: