Who can be put on your vigour insurance? can you put anyone on it?
what about a sister?
Answers:
normally its for your domestic husband ,kids or someone you have custody of
Most plans would not include a sibling in the definition of "eligible dependent."
It can vary somewhat from employer to employer, but here's a to a certain extent typical list:
Spouse
Children (natural born or adopted)
Stepchildren, if eligible spouse is also on plan
Minor child you have endorsed guardianship of (note - not all employers adopt this, but many do)
That sums up the basics. Some employer will allow domestic partners, etc. (And before you ask - no, you can't claim your sister as a domestic partner even if your employer allows domestic partner. One of the first questions you'd be ask to establish domestic partner eligibility is whether or not you're related by blood.)
It would be importantly unusual for an employer to allow you to claim a sibling.
So, to answer your original question - no, you can't put newly anyone on it. Dependents must meet the eligibility criteria set forth by your plan. Source(s): I've done dependent audits.
No sister, unless you're her legal guardian. Usually it's spouse (or domestic partner when the state or group plan allows) and children - any natural children, or children by adoption.
And that's for a GROUP policy. For an individual policy, they might not be "expandable" to add other associates to it. Source(s): agent, 21+ years
I believe it depends on what your company allows, some in recent times allow family others allow domestic partners. Check near the HR department at your job.
Usually only your spouse or children can be added to a plan, siblings and parents will enjoy to obtain their health insurance separately .
This is because vigour insurance will only allow you to include your "dependants" in the coverage, and while your sister may outstandingly well be dependant on you, she will typically be excluded from coverage under your own plan. In the insurers eyes "dependants" are the policyholders spouse or children not other "extended" house members.
This may vary near the insurance company or plan that you have, however it is typically the norm that parents and siblings are usually ineligable for inclusion in a robustness insurance plan of a grown adult.
hope that helps Source(s): http://www.pacificprime.com
Related Questions:
Answers:
normally its for your domestic husband ,kids or someone you have custody of
Most plans would not include a sibling in the definition of "eligible dependent."
It can vary somewhat from employer to employer, but here's a to a certain extent typical list:
Spouse
Children (natural born or adopted)
Stepchildren, if eligible spouse is also on plan
Minor child you have endorsed guardianship of (note - not all employers adopt this, but many do)
That sums up the basics. Some employer will allow domestic partners, etc. (And before you ask - no, you can't claim your sister as a domestic partner even if your employer allows domestic partner. One of the first questions you'd be ask to establish domestic partner eligibility is whether or not you're related by blood.)
It would be importantly unusual for an employer to allow you to claim a sibling.
So, to answer your original question - no, you can't put newly anyone on it. Dependents must meet the eligibility criteria set forth by your plan. Source(s): I've done dependent audits.
No sister, unless you're her legal guardian. Usually it's spouse (or domestic partner when the state or group plan allows) and children - any natural children, or children by adoption.
And that's for a GROUP policy. For an individual policy, they might not be "expandable" to add other associates to it. Source(s): agent, 21+ years
I believe it depends on what your company allows, some in recent times allow family others allow domestic partners. Check near the HR department at your job.
Usually only your spouse or children can be added to a plan, siblings and parents will enjoy to obtain their health insurance separately .
This is because vigour insurance will only allow you to include your "dependants" in the coverage, and while your sister may outstandingly well be dependant on you, she will typically be excluded from coverage under your own plan. In the insurers eyes "dependants" are the policyholders spouse or children not other "extended" house members.
This may vary near the insurance company or plan that you have, however it is typically the norm that parents and siblings are usually ineligable for inclusion in a robustness insurance plan of a grown adult.
hope that helps Source(s): http://www.pacificprime.com
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