Am I LEGALLY required to hold my child on my employer's form insurance when she turns 18?
I'm from Wisconsin. My daughter is pregnant. She is 17. Her due date is January 24, 2007. She turns 18 on February 28, 2007. Am I legally required to keep her lower than my employer health insurance after she turns 18? She does have other coverage, but right immediately it is secondary (she's the only one within the family who has it-and it doesn't cost me anything). My insurer would cover her until age 19 if she is a student, but I be just wondering if I am legally required to save her on it until 19 even though she will be an adult.
Answers:
Noooooo...... most definatly not, you wouldnt even legally be required to ensure at age 7, but as you would expect most sane, moral parents would. And it would just be more money you would have to chuck out of pocket. No once she is an grown she is done on her own, and its your choice from there. This is U.S. law.
She does not have a legal right to medical aid (except emergency care through an ER, of course) or insurance. UNLESS you have a child support proclaim or something similar where the courts are requiring you to provide her with insurance, you could in fact drop her now. If she has other coverage and it will cover the cost of the child's safekeeping and your daughter's delivery and care, stockpile yourself the money and use it to spoil the new grandbaby!
~Morg~
yes i would do that. but it is optional to do so and not LEGALLY BINDING
BUT wouldnt u wanna morally help?? com'on what u gonna lose?
You are not reqired to keep hold of anyone over the age of 18 on your employer's health insurance. Your health insurance should own an open enrollment period once a year, usually within December, where you are able to form changes to your coverage. If you chose to, you would be able to bear her off your insurance at this time even though she is not 18 yet. Once she turns 18, even if it is not during an begin enrollment period, you will be able to appropriate her off because of her change surrounded by status, which would be her turning 18.
Nope. She becomes an fully developed at 18 and you are not required to provide her anything.
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Answers:
Noooooo...... most definatly not, you wouldnt even legally be required to ensure at age 7, but as you would expect most sane, moral parents would. And it would just be more money you would have to chuck out of pocket. No once she is an grown she is done on her own, and its your choice from there. This is U.S. law.
She does not have a legal right to medical aid (except emergency care through an ER, of course) or insurance. UNLESS you have a child support proclaim or something similar where the courts are requiring you to provide her with insurance, you could in fact drop her now. If she has other coverage and it will cover the cost of the child's safekeeping and your daughter's delivery and care, stockpile yourself the money and use it to spoil the new grandbaby!
~Morg~
yes i would do that. but it is optional to do so and not LEGALLY BINDING
BUT wouldnt u wanna morally help?? com'on what u gonna lose?
You are not reqired to keep hold of anyone over the age of 18 on your employer's health insurance. Your health insurance should own an open enrollment period once a year, usually within December, where you are able to form changes to your coverage. If you chose to, you would be able to bear her off your insurance at this time even though she is not 18 yet. Once she turns 18, even if it is not during an begin enrollment period, you will be able to appropriate her off because of her change surrounded by status, which would be her turning 18.
Nope. She becomes an fully developed at 18 and you are not required to provide her anything.
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