I am a soon to be mom minus condition insurance.?
I have not had vigour insurance for 3 yrs now. Till now it's not really be that big of a deal because I'm a very sound person and was competent to pay for all of ck ups (a) the doc. but immediately I'm expecting & I'm not going to be able to pay within full for prental care,& birth delivery of a kid. I have not gone to the doc because I would like to catch on health insurance first & I'm scared if I turn to the doc first insurance will say it was a preexisting condidtion & not insure me. The baby's father say I should get on Medicaid but he makes $6000 a month, & we live together, so I'm worried that he makes too much money for me to get on Meicaid & we can't afford for me to hold any kind of insurance that is expensive. What is the best entity for me to do?
Answers:
marry the guy that makes 6k a month and get on his insurance...stop living within sin.
If you are not married, you can just say aloud you are a single parent and the state will pay for everything. They have no passageway of knowing what your situation is.
Depending on what state you live in, many states enjoy some coverage for expecting mothers without insurance. If you and the baby's father are living together but unmarried, you might not have to document his income. I would check out state coverage first, go online and go to your states website. There should be info nearby. Good luck =)
Maybe a social worker at the hospital you will deliver at can make suggestions.
Besides that you can thank Bush for your situation. Vote.
I feel for you and the multitudes contained by your shoes.
First of all, don't surface alone. You are one of twenty-four million people in the US in need health insurance coverage. In addition to that nearby are tens of millions that are under insured.
As to getting insurance that won't count your condition as preexisting, trust me on this one, they know how to count the days and they will figure it out.
The bottom queue is this. You and the child's father are responsible for the child in the near and long possession. Including all of the prenatal care.
At 6k per month he earn 72k per year. Far above the national average. So if you budget your income and live within your means, you should be fine.
$6000 is track too much to qualify for Medicaid. For example in Texas for family of 3 it have to be under $1900. I had it when i be pregnant and then my baby get on it also. What you can do is not add your partner's income in the application. Since you're not married it's easier, you can live below 1 roof but don't support each other financially. Which mean you can be 2 different households. Another piece your baby's father could add you as a unmarried partner to his insurance policy. i know for a fact that Blue Cross Blue Shield doesn't include pregnancy within preexisting conditions. You have a lot of work and research to do and it's better to start as soon as you can, you obligation those early doctor appointments. Good luck
I assume you should apply for Medicaid anyway. The worst they can say is "no". Is the baby's father not willing to help out at all? If not, be sure to let DHS know this. Good luck and I option you and your baby the best!
If your husband makes $6,000 a month, he will be able to pay packet for all the medical costs of having this infant. He can add you onto his company's medical insurances. If not, you can go purchase medical insurance from an outside company resembling Blue Cross. You'll pay a couple hundred each month and they'll settle up for everything else. However, it depends on the plan you choose. Just pretend that you don't know that you're pregnant and wait a month after you get medical benefits to see the doctor.
Are you married? Are you on his insurance? How far along are you surrounded by your pregnancy? Regardless of whether you go to the doctor or not, you probably won't be able to obtain insurance to cover your pregnancy since you are already pregnant. Unless of course, you lie roughly speaking it. Why would it matter what he makes respectively month for Medicaid if you aren't married? Would you have to claim how much he makes? I can see them not covering ifyou are married but if to be precise the case then you should've be put on his insurance, if he has his own insurance. And if you can get insurance for yourself but not the pregnancy, next you can always make payments to the hospital and the father, if he make that much a month, can kick in for the expenses as okay. But you should go ahead and get insurance for yourself and put the infant on your insurance (i believe that has to be done after they are born??)as well as have the baby put on his insurance (if he has it).
If he makes $6000 a month he should know how to afford for you to be on "some" kind of insurance! there are several different plans available if you search out the web. or you could lie and read out you live alone and should get approved for medicaid no problem. If they know your pregnant they should get you going pretty promptly. I did not apply for medicaid until I was pregnant and it was not a problem, I be approved right away.
Unfortunately, you're out of options unless you can qualify for Medicaid.
Even if you could get robustness insurance now (and you probably can if you're healthy), your pregnancy will NOT be covered.
Many individual insurance companies don't cover pregnancy at all and those that do will require a six - 12 month waiting time of year that you are required to pay for the maternity rider PRIOR TO CONCEPTION within order to have the pregnancy covered.
Stop avoiding the doctor -- the horse is already out of the barn on the pre-existing condition issue.
As for what you should do... powerfully, here's a question for you: does your child's father have insurance? If it's group insurance, you requirement to have him check to see if you can be added to the policy as a domestic partner. It's possible that the group may waive the pre-existing condition; however, that's not always the shield (it's done at the option of each employer and it's more expensive for them to travel that route, so many don't.)
Otherwise, you will have to hope you qualify for Medicaid. Source(s): licensed insurance agent: go & health, property & casualty
Even if he makes 6000 a month you a considered a single pregnant female. Try applying for Medical Coupons and see if that works. It's at smallest worth a try unless you want to be in debt up to your chin
Gawd, you people make me sick. If it's his child and he makes $6k a month he can freakin' pay for it out of his pocket. It's his and your responsibility not the public's or insurance unless you're paying for insurance. Grow up.
Going to the doctor very soon won't screw up insurance later as they'll know how to tell it's a pre-existing condition -- you're pregnant after all. Why isn't the boyfriend helping beside this? He should be the one paying for doctors' visits and he can also check his insurance to see if it's possible to add you on (not adjectives policies require you to be married).
Since he is not helping you, consider yourselves as separate households(the term household does not signify a living quarter)when applying for Medicaid.. next to this guy you might want to make that a bigger reality sometime. If crucial, tell it to a judge.
Whoa - You are not going to get a company to take you and cover the little one. If you think that you take out a policy today and walk to a doctor a month from now, that they want figure that out, you are despondently mistaken.
Now why are you wanting on medicaid when your baby's father makes $6,000 a year. Why should I as a tax payer, settle up for your baby. At $6,000 a month, you guys should have have medical insurance. At $6,000 dollars a month, you can work out a payment plan with the doctor and hospital. That is $72,000 a year. If you can not live on that and own insurance than someone needs to redo their budget. Someone requirements to grow up.
You did not say if you work or not. Go to work and pay for the babe yourself.
Sorry, I can't feel sorry for you. Step up to the plate and take responsibly. Again grow up.
The guy should be insisting you go to a doctor, even if it is self pay. If he make $6K per month, you make plenty of money to cover your expenses. Don't let him ignor his responsibility. Insist, or bring back out of that relationship now. Then go to the DA and sort sure the jerk pays child support.
You are going to own to bite the bullet and get some form of insurance. If the father is pulling down $6,000 a month there should be no object that you can't get insurance unless the money is being handle badly.
How about this, you marry this guy and he add you to his insurance. Do you really want to jeopardize your unborn child's health?
6000 per month?
You have nothing to verbs about - tell him to buy some damn insurance. Source(s): 16+ years auto customizing
14 year shop owner
ASE certified
hybrid certified
I use Blue cross beside COBRA - out of pocket
Most form companies will not pay for any delivery costs or prenatal costs for 10 months after you start a policy (unless it is a group policy next to your employer).
You need to call the the hospital you plane on deliver and ask to talk to a social worker who can better inform you of your options contained by your state.
Because you are expecting a baby, you should be considering getting insurance as soon as you can rather than thinking of the costs. Don't you want appropriate pre-natal care so that the docs ensure that your fetus/baby develops well?
Your guy make $6000/month and you live with him so there is no mode you are going to qualify for medicaid. You could get reasonable insurance for $200 to $300/month. This should not be a problem for someone earn $6000/month.
In some states, a SINGLE mother is eligable for Medicaid regardless of her living arrangements. If you are not married to this person, next they should only consider your income, not his...on the other hand...$6000.00 is NOT adequate to afford family insurance paying outright. His company should offer come sort of insurance packet...if that is the case, after some insurance companies offer "Domestic Partnership" plans. I would have your boyfriend contact his insurace provider through work and find out if they contribute a domestic partnership plan. The sad fact is...regardless of if you turn to the doctor or not...it is still considered a pre-existing condition because they can easily calculate conception date, and if it is up to that time coverage begins, then they consider that pre-existing...but near pregnancy...I think it is different. I would first try medicaid...because of the good benefits for your child...surrounded by the meantime have your boyfriend check on domestic partner plans through the employer provided insurance carrier. Hope this help.
been_here...this site is not built to harrass people, if you have any judgment, keep it to yourself...she needs counsel...hence Yahoo ANSWERS!
What is most important to you ... have a few dollars in your wallet or having a hygienic child?
*
This is why it's important to have robustness care. Now you have an unplanned pregnancy, and your significant other expects the due payers to pay for it? I don't think so. I don't even fashion CLOSE to $6,000 a month, and do you think welfare is going to help me? No!
If he make $6,000 a month, he should go ahead and buy a single health insurance plan for you. If he make $6,000 a month, he should be able to pay for you to call on the OB.
I don't think tax dollars should be emaciated like this.
Related Questions:
Answers:
marry the guy that makes 6k a month and get on his insurance...stop living within sin.
If you are not married, you can just say aloud you are a single parent and the state will pay for everything. They have no passageway of knowing what your situation is.
Depending on what state you live in, many states enjoy some coverage for expecting mothers without insurance. If you and the baby's father are living together but unmarried, you might not have to document his income. I would check out state coverage first, go online and go to your states website. There should be info nearby. Good luck =)
Maybe a social worker at the hospital you will deliver at can make suggestions.
Besides that you can thank Bush for your situation. Vote.
I feel for you and the multitudes contained by your shoes.
First of all, don't surface alone. You are one of twenty-four million people in the US in need health insurance coverage. In addition to that nearby are tens of millions that are under insured.
As to getting insurance that won't count your condition as preexisting, trust me on this one, they know how to count the days and they will figure it out.
The bottom queue is this. You and the child's father are responsible for the child in the near and long possession. Including all of the prenatal care.
At 6k per month he earn 72k per year. Far above the national average. So if you budget your income and live within your means, you should be fine.
$6000 is track too much to qualify for Medicaid. For example in Texas for family of 3 it have to be under $1900. I had it when i be pregnant and then my baby get on it also. What you can do is not add your partner's income in the application. Since you're not married it's easier, you can live below 1 roof but don't support each other financially. Which mean you can be 2 different households. Another piece your baby's father could add you as a unmarried partner to his insurance policy. i know for a fact that Blue Cross Blue Shield doesn't include pregnancy within preexisting conditions. You have a lot of work and research to do and it's better to start as soon as you can, you obligation those early doctor appointments. Good luck
I assume you should apply for Medicaid anyway. The worst they can say is "no". Is the baby's father not willing to help out at all? If not, be sure to let DHS know this. Good luck and I option you and your baby the best!
If your husband makes $6,000 a month, he will be able to pay packet for all the medical costs of having this infant. He can add you onto his company's medical insurances. If not, you can go purchase medical insurance from an outside company resembling Blue Cross. You'll pay a couple hundred each month and they'll settle up for everything else. However, it depends on the plan you choose. Just pretend that you don't know that you're pregnant and wait a month after you get medical benefits to see the doctor.
Are you married? Are you on his insurance? How far along are you surrounded by your pregnancy? Regardless of whether you go to the doctor or not, you probably won't be able to obtain insurance to cover your pregnancy since you are already pregnant. Unless of course, you lie roughly speaking it. Why would it matter what he makes respectively month for Medicaid if you aren't married? Would you have to claim how much he makes? I can see them not covering ifyou are married but if to be precise the case then you should've be put on his insurance, if he has his own insurance. And if you can get insurance for yourself but not the pregnancy, next you can always make payments to the hospital and the father, if he make that much a month, can kick in for the expenses as okay. But you should go ahead and get insurance for yourself and put the infant on your insurance (i believe that has to be done after they are born??)as well as have the baby put on his insurance (if he has it).
If he makes $6000 a month he should know how to afford for you to be on "some" kind of insurance! there are several different plans available if you search out the web. or you could lie and read out you live alone and should get approved for medicaid no problem. If they know your pregnant they should get you going pretty promptly. I did not apply for medicaid until I was pregnant and it was not a problem, I be approved right away.
Unfortunately, you're out of options unless you can qualify for Medicaid.
Even if you could get robustness insurance now (and you probably can if you're healthy), your pregnancy will NOT be covered.
Many individual insurance companies don't cover pregnancy at all and those that do will require a six - 12 month waiting time of year that you are required to pay for the maternity rider PRIOR TO CONCEPTION within order to have the pregnancy covered.
Stop avoiding the doctor -- the horse is already out of the barn on the pre-existing condition issue.
As for what you should do... powerfully, here's a question for you: does your child's father have insurance? If it's group insurance, you requirement to have him check to see if you can be added to the policy as a domestic partner. It's possible that the group may waive the pre-existing condition; however, that's not always the shield (it's done at the option of each employer and it's more expensive for them to travel that route, so many don't.)
Otherwise, you will have to hope you qualify for Medicaid. Source(s): licensed insurance agent: go & health, property & casualty
Even if he makes 6000 a month you a considered a single pregnant female. Try applying for Medical Coupons and see if that works. It's at smallest worth a try unless you want to be in debt up to your chin
Gawd, you people make me sick. If it's his child and he makes $6k a month he can freakin' pay for it out of his pocket. It's his and your responsibility not the public's or insurance unless you're paying for insurance. Grow up.
Going to the doctor very soon won't screw up insurance later as they'll know how to tell it's a pre-existing condition -- you're pregnant after all. Why isn't the boyfriend helping beside this? He should be the one paying for doctors' visits and he can also check his insurance to see if it's possible to add you on (not adjectives policies require you to be married).
Since he is not helping you, consider yourselves as separate households(the term household does not signify a living quarter)when applying for Medicaid.. next to this guy you might want to make that a bigger reality sometime. If crucial, tell it to a judge.
Whoa - You are not going to get a company to take you and cover the little one. If you think that you take out a policy today and walk to a doctor a month from now, that they want figure that out, you are despondently mistaken.
Now why are you wanting on medicaid when your baby's father makes $6,000 a year. Why should I as a tax payer, settle up for your baby. At $6,000 a month, you guys should have have medical insurance. At $6,000 dollars a month, you can work out a payment plan with the doctor and hospital. That is $72,000 a year. If you can not live on that and own insurance than someone needs to redo their budget. Someone requirements to grow up.
You did not say if you work or not. Go to work and pay for the babe yourself.
Sorry, I can't feel sorry for you. Step up to the plate and take responsibly. Again grow up.
The guy should be insisting you go to a doctor, even if it is self pay. If he make $6K per month, you make plenty of money to cover your expenses. Don't let him ignor his responsibility. Insist, or bring back out of that relationship now. Then go to the DA and sort sure the jerk pays child support.
You are going to own to bite the bullet and get some form of insurance. If the father is pulling down $6,000 a month there should be no object that you can't get insurance unless the money is being handle badly.
How about this, you marry this guy and he add you to his insurance. Do you really want to jeopardize your unborn child's health?
6000 per month?
You have nothing to verbs about - tell him to buy some damn insurance. Source(s): 16+ years auto customizing
14 year shop owner
ASE certified
hybrid certified
I use Blue cross beside COBRA - out of pocket
Most form companies will not pay for any delivery costs or prenatal costs for 10 months after you start a policy (unless it is a group policy next to your employer).
You need to call the the hospital you plane on deliver and ask to talk to a social worker who can better inform you of your options contained by your state.
Because you are expecting a baby, you should be considering getting insurance as soon as you can rather than thinking of the costs. Don't you want appropriate pre-natal care so that the docs ensure that your fetus/baby develops well?
Your guy make $6000/month and you live with him so there is no mode you are going to qualify for medicaid. You could get reasonable insurance for $200 to $300/month. This should not be a problem for someone earn $6000/month.
In some states, a SINGLE mother is eligable for Medicaid regardless of her living arrangements. If you are not married to this person, next they should only consider your income, not his...on the other hand...$6000.00 is NOT adequate to afford family insurance paying outright. His company should offer come sort of insurance packet...if that is the case, after some insurance companies offer "Domestic Partnership" plans. I would have your boyfriend contact his insurace provider through work and find out if they contribute a domestic partnership plan. The sad fact is...regardless of if you turn to the doctor or not...it is still considered a pre-existing condition because they can easily calculate conception date, and if it is up to that time coverage begins, then they consider that pre-existing...but near pregnancy...I think it is different. I would first try medicaid...because of the good benefits for your child...surrounded by the meantime have your boyfriend check on domestic partner plans through the employer provided insurance carrier. Hope this help.
been_here...this site is not built to harrass people, if you have any judgment, keep it to yourself...she needs counsel...hence Yahoo ANSWERS!
What is most important to you ... have a few dollars in your wallet or having a hygienic child?
*
This is why it's important to have robustness care. Now you have an unplanned pregnancy, and your significant other expects the due payers to pay for it? I don't think so. I don't even fashion CLOSE to $6,000 a month, and do you think welfare is going to help me? No!
If he make $6,000 a month, he should go ahead and buy a single health insurance plan for you. If he make $6,000 a month, he should be able to pay for you to call on the OB.
I don't think tax dollars should be emaciated like this.
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