Question for those of you who own Cigna robustness insurance?

Not sure when husband and I are going to try and conceive but we are thinking about adding me to his insurance for when we enjoy a baby. Do you know how much we would have to compensate. His co-worker said last year he only have to pay $20, could this be right?? That sounds awfully cheap. Also do you know how much it would be per month to carry insurance for me & him, and how much would it be tallying a child? My insurance is expensive where I work. I pay 90.00 a month! And it won't be flawless when it comes to having a baby. My co worker is pregnant presently & she said when it is all said and done she would be paying $4000 if everything goes as planned...
Answers:
It would depend on what type you have, is is a PPO or HMO, etc. You can access Cigna on the internet and probably find your answers near or can post a question. Go to mycigna.com and register.
There are a lot of factor that go into the amount of premium. What plan do you have, how abundant employees are on the plan, what is the ratio of men versus women, ages of each etc. Talk to your employer and explain your situation and find out the benefits within your plan. Some people have large deductibles where they would pay adjectives their hospital bills out of their pocket, but some plans have lower deductibles. There are so many different types of plans out here! and the range of premiums are endless. If your employer doesn't know the benefits of your plan afterwards call the carrier directly. Your employer might consider implement an additional health insurance plan that may hold benefits that would better suit you.

If you your from NJ I would be able to help you further beside finding out rates. Source(s): Work for a health insurance company.
First of adjectives, Cigna has a bunch of different plans, so it depends on your plan.

Second, we have Cigna, and I give birth in network almost 15 months ago, and it be $20. I paid the copay the very first pop in to the ob, and all testing, adjectives prenatal visits, and the hospital (c-section) was fully covered.

I don't remember how much it be for me & him, we've been on a family plan for a few years. Once you own the first child, there's no extra when you keep adding children. You settle the same for husband, wife and one child, as you do for husband, wife, and 15 children.


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