National Health Insurance for self-employed populace (NHC) Is it correct insurance?
I am considering getting NHC insurance, what is your input? Is it good, reputable, and reliable? Please answer, thank you!
Answers:
As Zarnev say don't fall for marketing ploys and don't go through CostCo. I buy my peanut butter nearby because I can save money. Insurance is regulated and you can't get it cheaper going through group. AND anyone that tell you that you can should be avoided. Individual plans ARE CHEAPER THAN GROUP. It's a common misconception.
Deal with an insurance broker that can show you multiple plans from multiple companies. Also, while we're on the subject one self employed makes no difference when you're looking for insurance.
http://www.InsurancePickle.com
If your are looking for great self employed insurance step through www.costco.com and look under members services. They singular offer it to residents in WA, OR, CA, NV, and HI, at this time. If you are contained by one if these states the girls we deal with is Lisa at 1-8OO-611-9057 ext 123 after hit the # sign. She has been so great next to any questions and so helpful for us! I hope you can attain their insurance , it's the very best I have found for my husband and son, also self employed.
A M Best rates this company as E (under regulatory supervision), the lowest rating a company can get and still be operating.
Don't plunge for the "group" policies for the self-employed by this company or any other. That is just a marketing gimmick to make you devise you're getting a deal. The policies are mediocre at best and could wind up costing you more surrounded by the long run.
Visit a local agent that works with all the trunk companies in your area. The agent can find the best policy for your situation and budget within a few minutes where it will take you days to compare, can explain the benefits and exclusions of the policies, and they don't charge you any extra. Source(s): Independent Agent
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Answers:
As Zarnev say don't fall for marketing ploys and don't go through CostCo. I buy my peanut butter nearby because I can save money. Insurance is regulated and you can't get it cheaper going through group. AND anyone that tell you that you can should be avoided. Individual plans ARE CHEAPER THAN GROUP. It's a common misconception.
Deal with an insurance broker that can show you multiple plans from multiple companies. Also, while we're on the subject one self employed makes no difference when you're looking for insurance.
http://www.InsurancePickle.com
If your are looking for great self employed insurance step through www.costco.com and look under members services. They singular offer it to residents in WA, OR, CA, NV, and HI, at this time. If you are contained by one if these states the girls we deal with is Lisa at 1-8OO-611-9057 ext 123 after hit the # sign. She has been so great next to any questions and so helpful for us! I hope you can attain their insurance , it's the very best I have found for my husband and son, also self employed.
A M Best rates this company as E (under regulatory supervision), the lowest rating a company can get and still be operating.
Don't plunge for the "group" policies for the self-employed by this company or any other. That is just a marketing gimmick to make you devise you're getting a deal. The policies are mediocre at best and could wind up costing you more surrounded by the long run.
Visit a local agent that works with all the trunk companies in your area. The agent can find the best policy for your situation and budget within a few minutes where it will take you days to compare, can explain the benefits and exclusions of the policies, and they don't charge you any extra. Source(s): Independent Agent
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