Where can I run to get hold of my 13 yo son form insurance that he can use after he is 21that he can transport over?
Answers: If either parent have group health insurance, he can be added at open enrollment (or sooner if in attendance has been a qualify event). Most carriers will cover to at least age 23 as long as he is a full-time student.
Have you considered buying him his own individual policy, which he can use as long as someone (you, him, a relative, a sponsor, etc.) pays the monthly premium? There’s a new company offering low cost individual health plans within Texas for young, reasonably strong people. You buy into a plan at a super low cost with fixed benefits that will cover the typical actions and preventative care of a healthy individual. Then, if something catastrophic happens, you have the remedy to get additional level of coverage, even AFTER the event. A healthy 25-year-old male (and under) would take-home pay under $100 a month for basic coverage. Check them out at http://www.precedent.com - Even if you’re not surrounded by Texas, my understanding is that they’ll be offering plans in extra states soon. I hope you find what you need!
A Child Only policy, such as those offered by your local Blue Cross Blue Shield, will stay in effect so long as the premiums are paid. Child Only coverage is one and the same as an adult policy, the difference being that an full-grown need not be on the policy. Source(s): http://www.higginscompanies.com Arizona health insurance broker.
my husband have united health and son be on until 25 as long as he was in college he switched to healthmate coast to coast and son is still on it until 25 i believe its fetch over
If he will go to college, and you have coverage through an employer, he will be set until he old pupils...Or, you can go out and buy an individual policy which will stay with him for as long as you foot the premiums....Find an independent agent to investigate...
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