Where can I draw from form insurance if I own a pre-existing condition?
I live in Michigan and no longer have insurance and adjectives prospective insurances won't cover me with a pre-existing condition.
What do I do?
Answers:
Above poster has it partially right. The correct answer is Blue Cross Blue Shield.
They will insure you with a pre-existing condition. You will have coverage for any fresh occurrences but will have a 6 month waiting extent for the pre-existing condition. After 6 months your pre-existing condition will also be covered.
You will not be "uprated" because of your health status. Go to www.bcbsm.com to see the plans offered to individuals. Source(s): 35 years insurance industry experience and a BCBS policyholder
You have to any get a job, and hang around out the 18 month waiting period and get the insurance through your group plan; seize added on to a spouse's group plan (and have the waiting period).
As a general rule, insurers within Michigan are allowed to reject your application for coverage based on your health status. Blue Cross Blue Shield of Michigan is the one exception to this rule - they are required to flog a policy to anyone, regardless of health status. That doesn't mean they hold to cover the pre-existing condition, and depending on what's wrong, they could charge you a thousand a month, or even more.
Blue Cross Blue Shield of Michigan
600 E. Lafayette, MC 1826
Detroit, MI 48226
Phone 313.225.8100 or 800.637.2227
http://www.bcbsm.com/home/coverage_optio…
You've learned the secret roughly health insurance - the time to buy it, is when you're healthy - because after you're not on form any more, no one will sell it to you. Source(s): agent, 21+ years
Related Questions:
What do I do?
Answers:
Above poster has it partially right. The correct answer is Blue Cross Blue Shield.
They will insure you with a pre-existing condition. You will have coverage for any fresh occurrences but will have a 6 month waiting extent for the pre-existing condition. After 6 months your pre-existing condition will also be covered.
You will not be "uprated" because of your health status. Go to www.bcbsm.com to see the plans offered to individuals. Source(s): 35 years insurance industry experience and a BCBS policyholder
You have to any get a job, and hang around out the 18 month waiting period and get the insurance through your group plan; seize added on to a spouse's group plan (and have the waiting period).
As a general rule, insurers within Michigan are allowed to reject your application for coverage based on your health status. Blue Cross Blue Shield of Michigan is the one exception to this rule - they are required to flog a policy to anyone, regardless of health status. That doesn't mean they hold to cover the pre-existing condition, and depending on what's wrong, they could charge you a thousand a month, or even more.
Blue Cross Blue Shield of Michigan
600 E. Lafayette, MC 1826
Detroit, MI 48226
Phone 313.225.8100 or 800.637.2227
http://www.bcbsm.com/home/coverage_optio…
You've learned the secret roughly health insurance - the time to buy it, is when you're healthy - because after you're not on form any more, no one will sell it to you. Source(s): agent, 21+ years
Related Questions:
- Do you know of any national employer who grant vigour insurance for pre-existing conditions?
- Which condition insurance plan would you choose?
- Today, Obama stated that form insurance is not a due increase. Would he do better to cooperate smaller number?
- Can you cover kids on a vigour insurance policy that aren't yours?
- Is the unmarried mother of children of US servicemen eligible for commissary and strength insurance benefits ?