Does robustness insurance cover children if you are not married?
Will my boyfriend's insurance plan cover our baby?
Answers:
They should - the baby would be considered his dependent.
Interesting you should ask that question, since I'm working on dependent eligibility audits for a few roomy employers right now. lol
If this is an employer group plan and the employer offer family coverage as an option to its personnel, then you shouldn't have a problem.
That said, your boyfriend will enjoy to prove 2 things (either to add the baby to the policy or within the future if there's an audit done):
1) proof of parentage (easiest way to do this is by have his name on the birth certificate, of course)
2) proof of financial dependency (couple of ways to do this - if your boyfriend claims the newborn as a dependent on his taxes, proving that your boyfriend resides at the same address as the child)
Your boyfriend can also provide a QMCSO as documentation (Qualified Medical Child Support Order) to his employer. http://www.dol.gov/ebsa/publications/qmc…
As long as you can document that he's the baby's father and that the baby is financially dependent on him, you shouldn't own a problem w/an employer group plan.
Is it through his job? If it is, he can make the addition of her when she is born. If she's already born, you have 30 days to add her, or you enjoy to wait until the next "undo enrollment" time. Whenever that is.
He'll probably need a copy of her birth licence to prove he's the father, or a court order.
If it's a PRIVATE policy, there's a good prospect he can't add her. He'll have to bid the number on the back of his card and ask. Source(s): agent, 21+ years
If (1) it is legally his child (according to the birth pass or a child support order) and his dependent (for tax purposes) and (2) his health insurance covers his children, later yes, but it will not cover you. If you split, and you get custody, then I am not sure. If you account on the birth certificate that someone else got you pregnant, next probably no, even while you are together. If this heath insurance is an individual policy that does not cover children (even for married persons), then noticeably no.
If your boyfriend's insurance allows coverage for dependents, your child can be covered whether you are married or not. He should check with his Human Resources department to find out how to go give or take a few enrolling the baby for coverage.
Yes, most group health plans would allow coverage for dependent children.
As long as the dependent is monetarily dependent upon the hand for support, they can be covered under the policy. Source(s): I work for a large provider of Group Health Insurance
Compare health insurance, 2insure4less:
http://compactsource.info/rdnet/2insure4less/1
Related Questions:
Answers:
They should - the baby would be considered his dependent.
Interesting you should ask that question, since I'm working on dependent eligibility audits for a few roomy employers right now. lol
If this is an employer group plan and the employer offer family coverage as an option to its personnel, then you shouldn't have a problem.
That said, your boyfriend will enjoy to prove 2 things (either to add the baby to the policy or within the future if there's an audit done):
1) proof of parentage (easiest way to do this is by have his name on the birth certificate, of course)
2) proof of financial dependency (couple of ways to do this - if your boyfriend claims the newborn as a dependent on his taxes, proving that your boyfriend resides at the same address as the child)
Your boyfriend can also provide a QMCSO as documentation (Qualified Medical Child Support Order) to his employer. http://www.dol.gov/ebsa/publications/qmc…
As long as you can document that he's the baby's father and that the baby is financially dependent on him, you shouldn't own a problem w/an employer group plan.
Is it through his job? If it is, he can make the addition of her when she is born. If she's already born, you have 30 days to add her, or you enjoy to wait until the next "undo enrollment" time. Whenever that is.
He'll probably need a copy of her birth licence to prove he's the father, or a court order.
If it's a PRIVATE policy, there's a good prospect he can't add her. He'll have to bid the number on the back of his card and ask. Source(s): agent, 21+ years
If (1) it is legally his child (according to the birth pass or a child support order) and his dependent (for tax purposes) and (2) his health insurance covers his children, later yes, but it will not cover you. If you split, and you get custody, then I am not sure. If you account on the birth certificate that someone else got you pregnant, next probably no, even while you are together. If this heath insurance is an individual policy that does not cover children (even for married persons), then noticeably no.
If your boyfriend's insurance allows coverage for dependents, your child can be covered whether you are married or not. He should check with his Human Resources department to find out how to go give or take a few enrolling the baby for coverage.
Yes, most group health plans would allow coverage for dependent children.
As long as the dependent is monetarily dependent upon the hand for support, they can be covered under the policy. Source(s): I work for a large provider of Group Health Insurance
Compare health insurance, 2insure4less:
http://compactsource.info/rdnet/2insure4less/1
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