Should your condition insurance premium be cheaper if you don't brand name claims against it and hold your condition?
Or is that just because your were lucky and you should be liable to help others who were not so lucky?
I remuneration $4000 a year for the plan Hillary wants to give to the American populace!
Answers:
No, I don't think you understand how insurance works.
I'm not sure about your ask. Health insurance rates don't go up or down because you do or don't file a claim. They stand it on a regional/national average of expenses of everyone in that plan. It is also dependent on your age, location, previous health history, etc. Your state controls the cost not the federal management. I think the same things go for auto insurance. You can live in the rural parts of Georgia and pay $50 smaller amount a month in premiums, but if you live in the middle of Atlanta, you are charged probably the matchless premium. The insurance is based on an actuarial formula (no one knows what i.e. by the way).
And then when you in fact do get sick as all of us do at some point, your premiums travel through the roof?
No thanks.
yes, but Hillary's plan will resign from out certain essential needs for most those, and will prohibit our choosing our doctors and what services we may receive, while allowing politicians in Washington to choose for themselves where they walk and what they get. That will be the VIP Dem's healthcare plan. Sorry, you don't qualify.
The whole principle of insurance is shared risk.
way would i need vigour insurance if i never got sick or never used it
Your premiums should be lower if you enjoy less claims, and that should hold true for health and auto/home insurance. However, those that don't use their insurance (file claims) are forced to income the higher premiums to offset the filthy rich insurance companies costs for those that do folder claims, as well as to cover lawsuits by some of those filers, and to fill the insurance companies' pockets beside profits.
With Hilary or Obama, all the honest hard-working Americans will hold to pay for the lazy, and after some.
Related Questions:
I remuneration $4000 a year for the plan Hillary wants to give to the American populace!
Answers:
No, I don't think you understand how insurance works.
I'm not sure about your ask. Health insurance rates don't go up or down because you do or don't file a claim. They stand it on a regional/national average of expenses of everyone in that plan. It is also dependent on your age, location, previous health history, etc. Your state controls the cost not the federal management. I think the same things go for auto insurance. You can live in the rural parts of Georgia and pay $50 smaller amount a month in premiums, but if you live in the middle of Atlanta, you are charged probably the matchless premium. The insurance is based on an actuarial formula (no one knows what i.e. by the way).
And then when you in fact do get sick as all of us do at some point, your premiums travel through the roof?
No thanks.
yes, but Hillary's plan will resign from out certain essential needs for most those, and will prohibit our choosing our doctors and what services we may receive, while allowing politicians in Washington to choose for themselves where they walk and what they get. That will be the VIP Dem's healthcare plan. Sorry, you don't qualify.
The whole principle of insurance is shared risk.
way would i need vigour insurance if i never got sick or never used it
Your premiums should be lower if you enjoy less claims, and that should hold true for health and auto/home insurance. However, those that don't use their insurance (file claims) are forced to income the higher premiums to offset the filthy rich insurance companies costs for those that do folder claims, as well as to cover lawsuits by some of those filers, and to fill the insurance companies' pockets beside profits.
With Hilary or Obama, all the honest hard-working Americans will hold to pay for the lazy, and after some.
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