American Health insurance, how dose it work?
Lets say I had robustness insurance and I developed cancer which the insurance company payed the medical bills to I could get better. Would my monthly insurance bill go up within or remain the same? Lets say the cancer come back again, would they pay the impossible to tell apart procedure again? What would happen if I could not afford Health insurance? Would they leave me to die?
Answers:
you'd any be left to die, or they'd put you in debt for however long you stayed alive.
if you have insurance, they'd do their best to find some half meaningless clause in your policy to assert NOT paying for anything.
oh, and more than likely, even if they did cover something, you'd prolly still be in debt the rest of your life span...
1. No you’re not penalized for claims.
2. Yes, you can be treated for the same condition more than once.
3. If you cannot afford insurance, you any pay out of pocket or go on state offered Medicare if you qualify. Most hospitals own policies related to the uninsured.
You are not penalize for claims, for American Health Insurance policies. Once you have a policy, your premiums stay the same, unless you take old enough to progress into another age bracket, or ALL the rates in your bracket are raised.
And yes, if you obligation the treatment again, you'd get it again, until you exceed the policy limits. Most policies own a lifetime limit of $1,000,000.
If you can't afford health insurance - at hand is welfare health insruance available, called Medicaid. If you choose not to pass any health insurance, you can STILL get treatment - you only have to agree to pay for it. MOST ancestors end up filing ruin in cases like this. Uninsured medical costs are the #1 motivation for bankruptcies in the US.
And going on for 15% of Americans are uninsured. Half of them by choice - mostly the young 20 somethings, that would rather own a large screen tv than vigour insurance, because they "know" nothing is going to go wrong near them. Source(s): agent, 21+ years
Insurance only works next to the theory that you are healthy when you grasp it. Any diseases occuring after that fact are negotiable for human being covered. They aren't guaranteed to be covered. The insurance companies have had a bleak history of deeming really critical procedures and operations for cancer, any 'experimental' or 'unecessary' even some resulting in the person's death. So yes if you could not afford insurance or they deem you unfavorable they would definately just let you die.
It really depends on the plan and the type of coverage. Most plans have a target on what you pay out of pocket.
I'm sorry, but I just can't answer the question easily.
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Answers:
you'd any be left to die, or they'd put you in debt for however long you stayed alive.
if you have insurance, they'd do their best to find some half meaningless clause in your policy to assert NOT paying for anything.
oh, and more than likely, even if they did cover something, you'd prolly still be in debt the rest of your life span...
1. No you’re not penalized for claims.
2. Yes, you can be treated for the same condition more than once.
3. If you cannot afford insurance, you any pay out of pocket or go on state offered Medicare if you qualify. Most hospitals own policies related to the uninsured.
You are not penalize for claims, for American Health Insurance policies. Once you have a policy, your premiums stay the same, unless you take old enough to progress into another age bracket, or ALL the rates in your bracket are raised.
And yes, if you obligation the treatment again, you'd get it again, until you exceed the policy limits. Most policies own a lifetime limit of $1,000,000.
If you can't afford health insurance - at hand is welfare health insruance available, called Medicaid. If you choose not to pass any health insurance, you can STILL get treatment - you only have to agree to pay for it. MOST ancestors end up filing ruin in cases like this. Uninsured medical costs are the #1 motivation for bankruptcies in the US.
And going on for 15% of Americans are uninsured. Half of them by choice - mostly the young 20 somethings, that would rather own a large screen tv than vigour insurance, because they "know" nothing is going to go wrong near them. Source(s): agent, 21+ years
Insurance only works next to the theory that you are healthy when you grasp it. Any diseases occuring after that fact are negotiable for human being covered. They aren't guaranteed to be covered. The insurance companies have had a bleak history of deeming really critical procedures and operations for cancer, any 'experimental' or 'unecessary' even some resulting in the person's death. So yes if you could not afford insurance or they deem you unfavorable they would definately just let you die.
It really depends on the plan and the type of coverage. Most plans have a target on what you pay out of pocket.
I'm sorry, but I just can't answer the question easily.
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