Question almost Changing Jobs and Health Insurance?
I am planning to change jobs soon. I am a senior plane database administrator. The problem is that my daughter has chronic medical problems. Good health insurance coverage is not an pick.
How do I find out if my new company's health insurance will be appropriate and will not have a problem with this pre-existing condition ?
Thanks,
Answers:
Find out the plan that you are moving to and call them. This can usually be able by calling the HR Department and asking them to supply you with the name. If someone asks almost the policy in my office, I present them a one page explanation that includes a phone number if they have questions. My company does not hold a pre existing condition against a being.
I think you can also access Cobra for a few months to fill surrounded by the gaps. You'll have to salary for it, but you should be able to use it as a bridge until your new insurance kick in. In my company, there is a 30 afternoon waiting period.
Before you will except the offer for your alien position, ask question about medical insurance, ask for policy copy and you will know. Usually if company insurance, they don't precision about pre-existing condition. Good Luck!
If you've have continuous coverage, HIPPA laws prevent them from not covering pre-existing conditions.
i guess easier way of finding this out will be calling the HR dept of the latest company you are going to work for and get the detail health insurance information. and to double check, ring up the insurance company and your daughter's medical personnels up and have them verify the insurance benefit for you.
Related Questions:
How do I find out if my new company's health insurance will be appropriate and will not have a problem with this pre-existing condition ?
Thanks,
Answers:
Find out the plan that you are moving to and call them. This can usually be able by calling the HR Department and asking them to supply you with the name. If someone asks almost the policy in my office, I present them a one page explanation that includes a phone number if they have questions. My company does not hold a pre existing condition against a being.
I think you can also access Cobra for a few months to fill surrounded by the gaps. You'll have to salary for it, but you should be able to use it as a bridge until your new insurance kick in. In my company, there is a 30 afternoon waiting period.
Before you will except the offer for your alien position, ask question about medical insurance, ask for policy copy and you will know. Usually if company insurance, they don't precision about pre-existing condition. Good Luck!
If you've have continuous coverage, HIPPA laws prevent them from not covering pre-existing conditions.
i guess easier way of finding this out will be calling the HR dept of the latest company you are going to work for and get the detail health insurance information. and to double check, ring up the insurance company and your daughter's medical personnels up and have them verify the insurance benefit for you.
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