Are children who hold private robustness insurance still eligible for Medicaid?
Answers: no they are not they only allowed to enjoy the one or the other
Yes, they absolutely can have both. (Of course, the child still have to meet the criteria to be eligible for Medicaid.)
Any other insurance company is always primary over Medicaid. So, if you hold private insurance, it will pay first. The only item that Medicaid would pick up would be amounts not covered by your private insurance company...deductibles, copays, excluded items, etc.
I know this from professional experience. However, I also know this directly from personal experience too. My husband's sister has been disabled since birth. She's covered by Medicaid due to her disability, but is also a dependent on my father-in-law's employer policy.
(And yes, as expected Medicaid is aware that people have dual coverage - they enjoy to get a copy of the private insurer's explanation of benefits in directive to pay the balance gone over after private insurance has paid.) :) Source(s): 10+ years working for form insurance companies and medical providers
also have personal family experience next to this issue as noted above
In all states that I'm aware of you can have both. In reality, Medicaid would rather you have private insurance because their costs will consequently be lower. The private insurance will be primary and Medicaid will be secondary, paying the co-pays and deductibles that the private insurance doesn't pay. You do, however, involve to make sure the doctor you go to will adopt both plans. Source(s): Independent Agent
In general, probably not - especially if they're fine and there's no financial need. But, if a child has serious strength issues that could max out their private health insurance, then they are. They panorama it as it could cause a financial need at that point.
In NY, the lone exception to this are foster children. Even if they're adopted by the foster family, they're still eligible for medicaid for a unquestionable period of time. Source(s): I'm a pediatric medical biller
No they are not eligible, Medicaid is for children or adults who CANNOT afford health insurance. If the state finds out they have both the parents may hold to pay for those expenses Medicaid paid for so I would be hugely careful.
Medicaid is different from state to state. Some will work with the family that have a medical plan in existence. All of it is based on loved ones income. For the most part it is for families who do not own health insurance due to very low income.
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