Can someone please explain how robustness insurance works to me?
Ok, I realize this question shows how ignorant I am more or less the real world, so I'm embarrassed but I enjoy to be honest: I have no idea how form insurance works other than that it covers certain medical expenses! I'm only getting out of college so I am not used to having to promise with this. I know you pay a monthly payment, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible payment...when would I have to pay the $2,500, if ever?
I necessitate the most affordable health insurance possible... I am really struggling with money at the moment.
I am a U.S. citizen beside a very very perfect health record. 22 yrs out-of-date and non-smoker.
I plan to travel to Canada (Montréal) and live there for about 6 months after I graduate. If I acquire health insurance in the U.S., will this cover me surrounded by Canada as well? Thank you for any info, it will really help me out abundantly!
Answers:
i don't work for this site but I got my form insurance from there. A 2,500 deductible means if you bring injured and your hospital bill is $7,000 (one day in ICU) you own to pay 2,500 dollars and your insurance will probably pay for the rest. A deductible usually restarts annually.
High deductibles are for folks who once in a blue moon go to the doctor.
As for Canada, you will have to buy private insurance. Source(s): www.ehealthinsurance.com
Think of insurance as pooled resources. You money into it with a lot of other relatives, so if you need it it will be there. I do not know roughly the U.S., Canadian part though.
You ask "For example, influence a company charges $50/month with a $2,500 deductible fee...when would I hold to pay the $2,500, if ever?"
Whether or not you have any medical expenses, you money $50 per month ($600 per year). This is called the "premium". If you do have medical expenses, afterwards you pay the first $2,500 (this is called the deductible) and they remuneration the rest. For example, if you had $2,501 in medical expenses, they would pay envelope $1.
You want to talk to blue cross and blue shield about a ppo I basically had out patient surgery on my police if I dance to the doctor I have to pay a co gift fee its 15$ when I had my surgery I have to pay 100 $ co payment the surgery bill be 3200 $ the regular doctor office visits where on earth I pay the 15$ if they have to do x rays its close to 175$ and the insurance pays all that on medication you can get generic for 10 or 15 $ and the most I pay packet for the real medication is 30 to 50 $ that's fro prescription's that would cost 160$ this is just a benign of idea you would have to take home some phone calls or go on row what the co payments add up to are the deductible per year hope this helps
General Research Guides for health:
Easy to use links that will help beside all your research needs, try typing a keyword or two into the query engine and see what happens.
%http://www.healthalizer.com% is a health relatein seventh heavench engine and %http://www.searchtopica.com% is a general search engine that relays results from adjectives other search engines. You can find way better information by penetrating this way. Hope it helps :)
Related Questions:
I necessitate the most affordable health insurance possible... I am really struggling with money at the moment.
I am a U.S. citizen beside a very very perfect health record. 22 yrs out-of-date and non-smoker.
I plan to travel to Canada (Montréal) and live there for about 6 months after I graduate. If I acquire health insurance in the U.S., will this cover me surrounded by Canada as well? Thank you for any info, it will really help me out abundantly!
Answers:
i don't work for this site but I got my form insurance from there. A 2,500 deductible means if you bring injured and your hospital bill is $7,000 (one day in ICU) you own to pay 2,500 dollars and your insurance will probably pay for the rest. A deductible usually restarts annually.
High deductibles are for folks who once in a blue moon go to the doctor.
As for Canada, you will have to buy private insurance. Source(s): www.ehealthinsurance.com
Think of insurance as pooled resources. You money into it with a lot of other relatives, so if you need it it will be there. I do not know roughly the U.S., Canadian part though.
You ask "For example, influence a company charges $50/month with a $2,500 deductible fee...when would I hold to pay the $2,500, if ever?"
Whether or not you have any medical expenses, you money $50 per month ($600 per year). This is called the "premium". If you do have medical expenses, afterwards you pay the first $2,500 (this is called the deductible) and they remuneration the rest. For example, if you had $2,501 in medical expenses, they would pay envelope $1.
You want to talk to blue cross and blue shield about a ppo I basically had out patient surgery on my police if I dance to the doctor I have to pay a co gift fee its 15$ when I had my surgery I have to pay 100 $ co payment the surgery bill be 3200 $ the regular doctor office visits where on earth I pay the 15$ if they have to do x rays its close to 175$ and the insurance pays all that on medication you can get generic for 10 or 15 $ and the most I pay packet for the real medication is 30 to 50 $ that's fro prescription's that would cost 160$ this is just a benign of idea you would have to take home some phone calls or go on row what the co payments add up to are the deductible per year hope this helps
General Research Guides for health:
Easy to use links that will help beside all your research needs, try typing a keyword or two into the query engine and see what happens.
%http://www.healthalizer.com% is a health relatein seventh heavench engine and %http://www.searchtopica.com% is a general search engine that relays results from adjectives other search engines. You can find way better information by penetrating this way. Hope it helps :)
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