Illegal to submit claim to vigour insurance that someone else salaried for beside no intention of reimbursing them?
My ex and I are to split uninsured health care costs 50/50. This way I pay them out of pocket and submit the receipts to him for reimbursement. He hasn't paid me surrounded by 8 months and now I understand he is planning to submit the receipts to his insurance (which I be unaware that he had) to see if they will pay them, even though he have not paid anything out of his pocket.
Is this legal? It would give the impression of being that would be fraud.
Answers:
Doesn't seem to be fraud to me. If it is a solid health expense that he is going to be expected to pay a fraction of, even if that transmittal is still in the future, it is probably okay to submit the claim. The simply way to know whether this is allowable under the vocabulary of his insurance policy is to read a copy of the policy itself. Having not seen the policy, it seems that society probably often submit claims that they have not even so paid in full, as is the satchel here. Doesn't appear to be illegal to me.
I'd call his insurance company and explain the situation to them. They may cover your costs as a "secondary".
It's not fraud, it's legal. All heath perfectionism expenses should be submitted to all insurance companies prior to splitting the costs. He would be required to inform you of his health insurance and should be required to rate you his 50%, regardless if he gets reimbursed by his insurance company or not. This is something a lawyer requirements to get involved in. But if it's small dollars, it's not worth it because the lawyer will cost more. For the future, do not pay for any robustness care costs till he submits to his insurance also. Tell him he is required to share his insurance info with you so that you can craft sure they are submitted up front. Talk to someone who represents your insurance company and ask how to get that info if he won't share it with you. They will be on tenterhooks to share the cost with another company. If that won't work, let your strength care providers know there is another insurance provider and they can send for him directly.
Related Questions:
Is this legal? It would give the impression of being that would be fraud.
Answers:
Doesn't seem to be fraud to me. If it is a solid health expense that he is going to be expected to pay a fraction of, even if that transmittal is still in the future, it is probably okay to submit the claim. The simply way to know whether this is allowable under the vocabulary of his insurance policy is to read a copy of the policy itself. Having not seen the policy, it seems that society probably often submit claims that they have not even so paid in full, as is the satchel here. Doesn't appear to be illegal to me.
I'd call his insurance company and explain the situation to them. They may cover your costs as a "secondary".
It's not fraud, it's legal. All heath perfectionism expenses should be submitted to all insurance companies prior to splitting the costs. He would be required to inform you of his health insurance and should be required to rate you his 50%, regardless if he gets reimbursed by his insurance company or not. This is something a lawyer requirements to get involved in. But if it's small dollars, it's not worth it because the lawyer will cost more. For the future, do not pay for any robustness care costs till he submits to his insurance also. Tell him he is required to share his insurance info with you so that you can craft sure they are submitted up front. Talk to someone who represents your insurance company and ask how to get that info if he won't share it with you. They will be on tenterhooks to share the cost with another company. If that won't work, let your strength care providers know there is another insurance provider and they can send for him directly.
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