I'm applying for a foreign robustness insurance and i'm pregnant?
In the contract this is what it says: A pre-existing condition exclusion may relate only to conditions manifest in symptoms that would cause an ordinarily prudent character to seek medical advice, diagnosis, fastidiousness, or treatment, or for which medical advice, diagnosis, care or treatment be recommended or received, during the twelve months immediately preceding the date of application or to a pregnancy existing on the effective date of coverage.
Does this show I will be covered and pregnancy is not a preexisting condition?
Answers:
If you are already pregnant, you will not be capable of find an individual policy.
The only way this will be covered is through an employer group policy (they cannot re-exist pregnancy).
You may be capable of get medicaid in your state to cover you or wages cash at a discounted rate. Ask your OB and hospital about this.
It seems pretty clear at the call a halt there were it say a pregnancy existing on the effective date of coverage, I would keep inquiring to find a company that does cover pregnancy's, Or maybe If you are eligible you may be able to seize assistance through the welfare office,
I do know of a company that helps ethnic group save money on there medical cost If you cant go and get any other help, The web site is below
Amber Source(s): http://www.mybenefitsplus.com/40450197
Suggest you inquire. Most policies consider pregnancy preexisting condition.
You should inquire, but I would bet dollars to doughnuts that pregnancy is a pre-existing condition that will be excluded.
The part you typed from the contract clearly states that pregnancy would be considered a pre-existing condition:
"A pre-existing condition exclusion may relate...to a pregnancy existing on the effective date of coverage."
(That's assuming that they will vend you a policy at all. Most insurance companies would turn down your application entirely. The ones who would accept you would exclude any charges relating to your pregnancy.)
I don't tight to discourage you, but you're wasting your time applying for insurance policies, if you're looking to get this pregnancy covered. Think about it this mode...would you try to buy car insurance the day after you totaled your vehicle? Would you try to buy homeowners insurance the day after your house burned down?
You need to focus on any applying for Medicaid, or getting yourself on an employer group policy. Those are your only 2 options, excluding saving cash and paying for your expenses out of pocket. (And don't tolerate someone con you into buying one of those "maternity discount" cards...they are all scam, and not insurance. You can negotiate discounts on your own.) Source(s): 15 years working for health insurance companies and medical providers
Related Questions:
Does this show I will be covered and pregnancy is not a preexisting condition?
Answers:
If you are already pregnant, you will not be capable of find an individual policy.
The only way this will be covered is through an employer group policy (they cannot re-exist pregnancy).
You may be capable of get medicaid in your state to cover you or wages cash at a discounted rate. Ask your OB and hospital about this.
It seems pretty clear at the call a halt there were it say a pregnancy existing on the effective date of coverage, I would keep inquiring to find a company that does cover pregnancy's, Or maybe If you are eligible you may be able to seize assistance through the welfare office,
I do know of a company that helps ethnic group save money on there medical cost If you cant go and get any other help, The web site is below
Amber Source(s): http://www.mybenefitsplus.com/40450197
Suggest you inquire. Most policies consider pregnancy preexisting condition.
You should inquire, but I would bet dollars to doughnuts that pregnancy is a pre-existing condition that will be excluded.
The part you typed from the contract clearly states that pregnancy would be considered a pre-existing condition:
"A pre-existing condition exclusion may relate...to a pregnancy existing on the effective date of coverage."
(That's assuming that they will vend you a policy at all. Most insurance companies would turn down your application entirely. The ones who would accept you would exclude any charges relating to your pregnancy.)
I don't tight to discourage you, but you're wasting your time applying for insurance policies, if you're looking to get this pregnancy covered. Think about it this mode...would you try to buy car insurance the day after you totaled your vehicle? Would you try to buy homeowners insurance the day after your house burned down?
You need to focus on any applying for Medicaid, or getting yourself on an employer group policy. Those are your only 2 options, excluding saving cash and paying for your expenses out of pocket. (And don't tolerate someone con you into buying one of those "maternity discount" cards...they are all scam, and not insurance. You can negotiate discounts on your own.) Source(s): 15 years working for health insurance companies and medical providers
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