I am looking for Health Insurance for my husband?

I am looking for health insurance for my husband. He is drawing unemployment and the insurance from his errand has ran out. He have little income I am on disability and he has a preexisting condition.Does anyone know of a plan he might qualify for that would be affordable for us?
Answers:
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I be aware of for you. The challenges of finding an insurance agent that will work with you, and an insurance company that will cover you, are tremendous.

Depending on what state you live contained by, you and your husband may qualify for the state's "risk pool" insurance. This is a state-sponsored insurance plan for persons who may be deemed too "elevated risk" for an insurance company to cover. It won't necessarily be cheap, but the coverage and peace of mind may be worth it. If you are in Texas, please see: http://www.txhealthpool.com/. If your husband's pre-existing condition is serious and requires ongoing treatment, this may be your best option.

Do not be too proud to look into Medicaid if your financial situation and strength deems it necessary.

If your husband's condition is NOT serious, and you can afford to treat it out of pocket, later please see this website: http://www.health-insurance-low-cost.net… It can guide you through the processing of formulating a plan of how you will use your insurance and then finding it.

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If you're looking for a private plan to cover a preexisting condition, for smaller amount than $100 a month, you'll find that the same place you can buy a brand new Cadillac for $25 change. It doesn't exist.

You won't find coverage for most serious preexiting conditions, on a private plan. And if he's healthy and 40, a good low/no dedutible plan costs $450 A MONTH, for newly him. Being unhealthy, it's going to cost more.

Visit a local, independent agent, who can help you be a foil for coverages and costs, so you can find SOMETHING you can afford.
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Edit:
"mbcratz" is wrong about insurance being nonexistent for preexisting conditions. I can heading several but the one you are most familiar with would be Blue Cross/Blue Shield. My father have leukemia and was insured under their plan although it wasn't cheap. Your best bet would be to ask his doctor for assistance surrounded by getting insurance under your State Medicaid plan. Talk to the people at Medicaid and explain the financial problem and ask what he have to do to get insurance.
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He needs to check rear with his employer and see if he can get coverage lower than the COBRA portion of their group health care plan. I reckon they have a certain amount of time to sign up after one laid off.

Since he has a preexisting condition, he should see if he can qualify for insurance below the State Medicaid insurance. Those preexisting conditions can be expensive when searching for health insurance. My prayers and best wishes for both you and your husband.
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