What quality of trouble can I attain within if I still use my X-husbands Health Insurance?
My husband and I will be divorced soon. He said he wouldn't notify his employer that we are divorced right away, so I continue on his health Insurance, even for in recent times 6 months. What kind of trouble can we get surrounded by for this?
Answers:
If the insurance company finds out (and his employer if they payment the premium) it's called insurance fraud and can carry some pretty stiff penalty (including jail time).
It's sounds like a deeply amicable split. Many divorce decrees state that a former spouse is required to continue to provide form insurance, as a result the former spouse's company has to continue to provide the insurance.
Why don't you only just talk to your lawyer and ask your x going on for getting this included in the settlement. You then wouldn't be breaking the imperative or have to worry in the order of insurance.
To make your former spouse feel safer, you can include a statement like "while you continue to be employed by XYZ company" or "until his husband's company no longer provide insurance".
It doesn't matter when he tells them - they will rescind your coverage retroactively back to the date of your divorce. (That was the date you become ineligible.)
If the insurance company paid any claims for you in the meantime, they will retract adjectives payments from your medical providers. Your medical providers will come after you for full payment.
And, of course, your soon-to-be ex-husband could draw from in trouble with his employer for attempting to defraud them.
P.S. Even if the insurance company doesn't find out you've be divorced for years, they can go back and retroactively reverse you to the date of your divorce. You're much better off finding coverage that you are actually eligible for in a minute, because your plan will come back to bite you in the wrapping up. Source(s): 15 years working for health insurance companies and medical providers
Well, that's insurance fraud.
Once the insurance company finds out you're divorced (and they'll want a copy of the decree to delete you, eventually), they'll after bill the subscriber for every dime they paid out on your behalf, that they shouldn't have.
It's form of like thinking you have an umbrella contained by the trunk in case of rainfall when you don't. It's a false sense of security. In other words you're still not insured as they'll reverse claims.
In short, by being sneaky you're singular fooling yourself. You'll be eligible for COBRA anyway AND you can get an individual policy that may be cheaper.
Once they do find out you are divorced, they will cancel the coverage retroactively and filch back any payments made during that time. You will then be responsible for paying those providers.
Related Questions:
Answers:
If the insurance company finds out (and his employer if they payment the premium) it's called insurance fraud and can carry some pretty stiff penalty (including jail time).
It's sounds like a deeply amicable split. Many divorce decrees state that a former spouse is required to continue to provide form insurance, as a result the former spouse's company has to continue to provide the insurance.
Why don't you only just talk to your lawyer and ask your x going on for getting this included in the settlement. You then wouldn't be breaking the imperative or have to worry in the order of insurance.
To make your former spouse feel safer, you can include a statement like "while you continue to be employed by XYZ company" or "until his husband's company no longer provide insurance".
It doesn't matter when he tells them - they will rescind your coverage retroactively back to the date of your divorce. (That was the date you become ineligible.)
If the insurance company paid any claims for you in the meantime, they will retract adjectives payments from your medical providers. Your medical providers will come after you for full payment.
And, of course, your soon-to-be ex-husband could draw from in trouble with his employer for attempting to defraud them.
P.S. Even if the insurance company doesn't find out you've be divorced for years, they can go back and retroactively reverse you to the date of your divorce. You're much better off finding coverage that you are actually eligible for in a minute, because your plan will come back to bite you in the wrapping up. Source(s): 15 years working for health insurance companies and medical providers
Well, that's insurance fraud.
Once the insurance company finds out you're divorced (and they'll want a copy of the decree to delete you, eventually), they'll after bill the subscriber for every dime they paid out on your behalf, that they shouldn't have.
It's form of like thinking you have an umbrella contained by the trunk in case of rainfall when you don't. It's a false sense of security. In other words you're still not insured as they'll reverse claims.
In short, by being sneaky you're singular fooling yourself. You'll be eligible for COBRA anyway AND you can get an individual policy that may be cheaper.
Once they do find out you are divorced, they will cancel the coverage retroactively and filch back any payments made during that time. You will then be responsible for paying those providers.
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