Is near condition insurance that newly covers serious conditions approaching cancer and is affordable?

I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and have to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I be able to get a "cash" price of $350 if I have insurance they would have charged over $2,000. At the time I was bullish but doesn't this illustrate why health care surrounded by the US is so screwed up?
Answers:
You are looking for "Catastrophic Insurance". Catastrophic insurance is a type of fee-for-service health insurance policy that is designed to make available protection against, well, a catastrophe. It have VERY low monthly premiums but has a high deductible.

This money that with this plan, routine doctor's visits and prescription costs are more expensive, but monthly premiums are lower. So you give somebody a lift on more out-of-pocket expenses in exchange for lower premiums. If you're healthy, you rescue money. But if something catastrophic happens (such as cancer), you're covered. Source(s): http://www.healthslate.com
http://health.howstuffworks.com/insurance/catastrophic-insurance.htm
Here's a webpage that will explain everything about vigour care and insurance:

http://www.bargainmedicalcoverage.com


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