How to appeal on its last legs application on Health insurance?
I just received letter from Blue Shield of California on my recent application for form coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down.
I considered myself sort of healthy other than a monthly low dosage cholesterol prescription.
Any assistance or suggestion is appreciated.
Answers:
Bad cholesterol readings would not be subject to a decline; worst case scenario would be a waiver. There have to be something else in your records that would indicate another problem and the missive should state the reasons, such as being over the BMI guidelines or need a procedure that has not been completed. You inevitability to contact your agent. The agent can talk with the underwriters and facilitate you appeal the decision or can suggest other options. If the agent also works beside other insurance companies they can probably find a plan that would accept you; many other companies are much more accommodating with their underwriting. If you did not use an agent you're acting as your own agent and you must contact the underwriters to find out why they decline and what your options may be. Source(s): Independent Agent
Get as much resource as you can maybe is one opportunity,however it could be quite time consuming,here
http://www.HealthInsuranceFree.info
is one resource i have have good experience.
Related Questions:
I considered myself sort of healthy other than a monthly low dosage cholesterol prescription.
Any assistance or suggestion is appreciated.
Answers:
Bad cholesterol readings would not be subject to a decline; worst case scenario would be a waiver. There have to be something else in your records that would indicate another problem and the missive should state the reasons, such as being over the BMI guidelines or need a procedure that has not been completed. You inevitability to contact your agent. The agent can talk with the underwriters and facilitate you appeal the decision or can suggest other options. If the agent also works beside other insurance companies they can probably find a plan that would accept you; many other companies are much more accommodating with their underwriting. If you did not use an agent you're acting as your own agent and you must contact the underwriters to find out why they decline and what your options may be. Source(s): Independent Agent
Get as much resource as you can maybe is one opportunity,however it could be quite time consuming,here
http://www.HealthInsuranceFree.info
is one resource i have have good experience.
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