Which form insurance plan would you choose?

Plan 1 -

$10 for generic drugs
$25 brand name drugs
A yearly deductible.
The way out to choose in network or out of net doctors

Plan 2 -
$15 for generic drugs
$35 for brand name drugs.
A $25 co-payment for your doctor's visits.
A $50 co-payment for specialists.
$100 automatically removed from your paycheck per month.
The choice of contained by network doctors only.

This is a serious quiz. I need to make the choice by tomorrow. :(
Answers:
I would say-so that plan 1 has a higher premium than plan 2, however it probably have cheaper co payments but does have a yearly deductible.The largest consideration is your age and health. If you take few or no medication and only go to the doctor a few times a year afterwards option 2 might be the best. If you have form problems and take medications you might do better on odds 1 since you can go out of network. Say you win diagnosed with Multiple Sclerosis. If you have picking 2 then you can only see their neurologist who may lay down the cheaper tests and prescribe lower end drugs where on earth on option 1 you could go to a top of the chain neurologist who would order the latest treatment for you. You must also consider your financial condition and how much you can afford contained by co payments,deductibles and premiums. Consider all of this and make the best choice you can.


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