How soon can you start using a form insurance?
if you sign up for a new insurance policy, how long later can you start using?
Answers:
That depends on the specific policy. Ask the insurance what your potent date is.
It depends on the contract. If you sign with an employer, you can pretty much start straight on the group plan. If you sign up for an individual policy, then generally the company wishes time to check your personal background medical history for pre-existing conditions and eligibility, which can take anywhere from 2 to 4 weeks. This is required, because the potential for abuse would be too high otherwise...it would be too jammy for someone to sign up as they are getting sick, get treated, and then not wage the premiums.
You can use it as soon as they inform you that you are effective on the plan. If you just turned within the paperwork, you are most likely not effective but. They will send you a letter and an insurance card recounting you that you are now eligible for benefits.
there shouldn't be any waiting period on a medical policy ...
there could be a 6 month pre excising clause if you are coming on the plan with more afterwards a 63 day gap within coverage (California) ...
talk to HR dept, or your manager.
As soon as you get it. But you have to win the member ID number so if you havent received a plastic insurance card in the letters yet you have to ring your HR or the member service number to ask for the member ID number to endow with to your doctor's office.
Talk to your HR department as each company/group is different.
Related Questions:
Answers:
That depends on the specific policy. Ask the insurance what your potent date is.
It depends on the contract. If you sign with an employer, you can pretty much start straight on the group plan. If you sign up for an individual policy, then generally the company wishes time to check your personal background medical history for pre-existing conditions and eligibility, which can take anywhere from 2 to 4 weeks. This is required, because the potential for abuse would be too high otherwise...it would be too jammy for someone to sign up as they are getting sick, get treated, and then not wage the premiums.
You can use it as soon as they inform you that you are effective on the plan. If you just turned within the paperwork, you are most likely not effective but. They will send you a letter and an insurance card recounting you that you are now eligible for benefits.
there shouldn't be any waiting period on a medical policy ...
there could be a 6 month pre excising clause if you are coming on the plan with more afterwards a 63 day gap within coverage (California) ...
talk to HR dept, or your manager.
As soon as you get it. But you have to win the member ID number so if you havent received a plastic insurance card in the letters yet you have to ring your HR or the member service number to ask for the member ID number to endow with to your doctor's office.
Talk to your HR department as each company/group is different.
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