If my friend's mom is hospitalized for 10 days next to no strength insurance, how much could she owe?
She only worked a job making nearly $30,000 a year, and only has similar to $2,000 in the bank and a house worth $100,000 beside a mortgage of about $90,000. Someone told me that she could come out owing about $20,000..is this true? Will she hold to sell her house and file collapse?? Should she write her congressman or Senaors and complain about how this illness is going to ruin her?
Answers:
She can file for ruin, and get all that for free. Isn't America great? Don't forget to run up the credit cards, and buy a bigger house since she does that though, or she will miss a great opportunity to screw other people.
She will need to steep out paperwork to get on a payment plan. Whatever, NEVER adopt a 'hospital credit card'. They can turn this over to a collection agency. Send in a set amount every month. They will hound you, but if you have a grant plan with the hospital they cannot take you to court to 'pay up'. Those who vote otherwise just weren't aggressive in stating what you could afford monthly. Call, call for, call. Source(s): my brother is down to $230,000 on a $400,000 hospital bill for his daughter, after 15 surgeries over 10 years.
The actual amount can ebb and flow widely depending on what she was in for and what kind of treatments she had, the meds given, if she was within ICU or had surgery, and whether she had a private room or not. Her best bet is to travel to the business office right away to see if she can work out a payment plan and/or catch the bill reduced through programs the hospital may have in place for family without insurance. The worst thing she could do is rebuff the bills that come and avoid talking to the hospital business office. They spawn it harder on people who do that.
Related Questions:
Answers:
She can file for ruin, and get all that for free. Isn't America great? Don't forget to run up the credit cards, and buy a bigger house since she does that though, or she will miss a great opportunity to screw other people.
She will need to steep out paperwork to get on a payment plan. Whatever, NEVER adopt a 'hospital credit card'. They can turn this over to a collection agency. Send in a set amount every month. They will hound you, but if you have a grant plan with the hospital they cannot take you to court to 'pay up'. Those who vote otherwise just weren't aggressive in stating what you could afford monthly. Call, call for, call. Source(s): my brother is down to $230,000 on a $400,000 hospital bill for his daughter, after 15 surgeries over 10 years.
The actual amount can ebb and flow widely depending on what she was in for and what kind of treatments she had, the meds given, if she was within ICU or had surgery, and whether she had a private room or not. Her best bet is to travel to the business office right away to see if she can work out a payment plan and/or catch the bill reduced through programs the hospital may have in place for family without insurance. The worst thing she could do is rebuff the bills that come and avoid talking to the hospital business office. They spawn it harder on people who do that.
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