Are here any condition insurance that cover infertility treatments?
If you know of any please respond it's urgent.
Answers:
Not that I know of, usually insurance will just cover what is absolutely needed...and sometimes not even that.
You can't get private insurance to cover infertility treatments - it's VOLUNTARY, just close to cosmetic surgery.
The only people who ever want to buy the coverage, want to buy it solely to use it, then cancel it.
So, you CAN sometimes find very LIMITED infertility treatment on a group health insurance plan through your employer. Most of the time, it's fixed to 2 IVF treatments, during your whole lifetime.
That's because, the success rate (meaning, live kid birth) after 10 IVFs is 25%.
EVERY insurance company offers the OPTION of infertility coverage, with a group employer's plan. BUT, because of the extra cost for that coverage, most employer don't choose to offer that option to their human resources.
Interestingly enough, I just read a few articles that are blaming increased infertility rates on disposable diaper usage - so if you want YOUR kids to not own fertility issues, best use cloth diapers on them.
Kaiser does.
Related Questions:
Answers:
Not that I know of, usually insurance will just cover what is absolutely needed...and sometimes not even that.
You can't get private insurance to cover infertility treatments - it's VOLUNTARY, just close to cosmetic surgery.
The only people who ever want to buy the coverage, want to buy it solely to use it, then cancel it.
So, you CAN sometimes find very LIMITED infertility treatment on a group health insurance plan through your employer. Most of the time, it's fixed to 2 IVF treatments, during your whole lifetime.
That's because, the success rate (meaning, live kid birth) after 10 IVFs is 25%.
EVERY insurance company offers the OPTION of infertility coverage, with a group employer's plan. BUT, because of the extra cost for that coverage, most employer don't choose to offer that option to their human resources.
Interestingly enough, I just read a few articles that are blaming increased infertility rates on disposable diaper usage - so if you want YOUR kids to not own fertility issues, best use cloth diapers on them.
Kaiser does.
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