Best robustness insurance for a good 24 year weak masculine?

I'm a healthy 24 year old manly. I don't take any medications or own had any hospitalizations. I mainly requirement health insurance for routine visits and possibly to see a dermatologist (i'm a the deep lifeguard... skin cancer checks). Would it be best to go with a high-ranking deductible? Also, do I pay the deductible up front? Any input is appreciated.
Answers:
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Basically, you weigh the cost of the policies per month (say $600 vs. $400 [high deductible]) vs. the cost of visits (say a $50 department visit copay vs. "not covered $300 visit") and see if the savings work out. Ask your doctor how much visit cost. Also ask your doctor if they take whichever plans you are interested in. Do also file that if you need them, drugs can get expensive really quick.

You only "pay the deductible" as your bills add on up. If you had a $1000 annual deductible, you would pay for, influence, your office visits out of pocket until you hit $1000, afterwards things, presumably, would be covered by insurance. When January 1 rolls around, you start over (pay out of pocket until you hit the deductible...)
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