Free medical insurance and dental contained by cali??
hello, im a 21 year old student who needs insurance! my loved ones doesnt qualify for free insurance from the state, but my mother is not working to get insurance. does anyone know of a free or at lowest possible cheap way to get insurance? thank you.
Answers:
This is what we use.
http://www.mybenefitsplus.com/JBurke
It’s a discount card, in your favour you up to 80% off service for medical, Dental, Vision, and Prescriptions. Just an example, my husband was looking into eye surgery, and his doctor be charging $5,000, we showed him our card and the price when down to $2,700. It’s great for those, like us, who can’t afford traditional insurance.
Sorry, but if you don't qualify for Medi-cal from the state there is no other free insurance.
You can lower your premium if you stir with a higher deductible. Don't be afraid of a greater deductible. On most policies you don't have to meet the deductible for doctor visit and prescriptions. The deductible will come into play if you go into the hospital.
You should visit a local independent agent. This personality knows the market contained by your area and can find a good policy for your situation plus they don't charge you anything for the service. I don't know what you consider cheap but you should be capable of get a decent policy for smaller number than $100.
You might get some answers concerning medical discount cards. Be very careful of them, most are scams and at best only bestow you a small discount. They are not regulated by the Department of Insurance nor do the people that sell them want to be licensed. This means you have little recourse when you own problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that extremely few doctors actually take these cards. It does you little moral if you have to drive 4 hours to find a doctor that will accept the card. One state couldn’t find any doctors contained by that state that took the card and only one dentist who was on probation for unlawful comings and goings so they banned the sale of the card. See this join http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards.
Before signing up with any discount plan catch a list of doctors. If they won’t give you a catalogue consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re nominated as a provider) and that they’re accepting new patients.
Most dental policies are not that good and if you with the sole purpose need a checkup or a cleaning you're better off short insurance. If you need more consider a fee for service type of dental discount plan. This plan have a set fee for a procedure, not a percentage off close to a regular dental discount plan. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you achieve depends upon your area and comparing the fee diary to find the best for what you need covered. Source(s): Independent Agent
Related Questions:
Answers:
This is what we use.
http://www.mybenefitsplus.com/JBurke
It’s a discount card, in your favour you up to 80% off service for medical, Dental, Vision, and Prescriptions. Just an example, my husband was looking into eye surgery, and his doctor be charging $5,000, we showed him our card and the price when down to $2,700. It’s great for those, like us, who can’t afford traditional insurance.
Sorry, but if you don't qualify for Medi-cal from the state there is no other free insurance.
You can lower your premium if you stir with a higher deductible. Don't be afraid of a greater deductible. On most policies you don't have to meet the deductible for doctor visit and prescriptions. The deductible will come into play if you go into the hospital.
You should visit a local independent agent. This personality knows the market contained by your area and can find a good policy for your situation plus they don't charge you anything for the service. I don't know what you consider cheap but you should be capable of get a decent policy for smaller number than $100.
You might get some answers concerning medical discount cards. Be very careful of them, most are scams and at best only bestow you a small discount. They are not regulated by the Department of Insurance nor do the people that sell them want to be licensed. This means you have little recourse when you own problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that extremely few doctors actually take these cards. It does you little moral if you have to drive 4 hours to find a doctor that will accept the card. One state couldn’t find any doctors contained by that state that took the card and only one dentist who was on probation for unlawful comings and goings so they banned the sale of the card. See this join http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards.
Before signing up with any discount plan catch a list of doctors. If they won’t give you a catalogue consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re nominated as a provider) and that they’re accepting new patients.
Most dental policies are not that good and if you with the sole purpose need a checkup or a cleaning you're better off short insurance. If you need more consider a fee for service type of dental discount plan. This plan have a set fee for a procedure, not a percentage off close to a regular dental discount plan. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you achieve depends upon your area and comparing the fee diary to find the best for what you need covered. Source(s): Independent Agent
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