Will Verizon cover my cell phone for free if I own insurance & a warranty if i narrate them a infallible story?

Actually my phone has a lot of wet damage but I heard that if I simply told them that I had lost my phone they would cover it for free.
Is this true??

I have insurance & my warranty is still flawless.
My phone is prolably onle a week old...
Answers:
Insurance will cover anything, but you will have to recompense a $50 deductable first. They won't even ask what happened! I hope my advice help! Good Luck!! Source(s): It happened to me before.
Negative ghoul rider....it doesn't matter what happened to your phone Verizon will never replace it for free unless its a warranty issue (water however is not a warranty issue and they can report its water damaged due to the river indicator under the battery). Your going to have to foot the $50.00 bucks but its better than full retail........... Source(s): I work in the wireless industry
Insurance covers anything that happened to your phone, they wont even ask you for a story. However, in attendance is a deductible you have to pay which I believe is $50 bucks
After you income the $50 deductible.


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