Got out of a job, but I still own my strength insurance, but for free!?
got laid off at my errand because of a hurricane, and for some reason I still have strength insurance through them, but I'm not paying any premium! It's really strange. I stopped working for them in September, and they said my health coverage would appendage around Oct. 15th'ish. Well I thought it ended, until I went to the doctor and thought I'd donate it a try - doubtful that it would work, I tried anyway. Sure enough, the claim went through! I go online to check the status of my coverage, and to my amazement, I am still covered. It is now January 2009 and I still have full coverage... how is this scheduled? Who is paying Aetna? Someone has to be... and it's not me. I know its not COBRA because I'm not paying anything, and COBRA is usually expensive. Has this ever happened to anyone? I consider this a MAJOR blessing that I don't want to ruin. Someone please give me advice on what I should do to not mess this up.
Thank you,
Anonymous
Answers:
Well, you better pray to God that you get hold of a life threatening illness, or you're within an auto accident that leaves you disfigured, crippled or paralyzed for the rest of your natural go. Because otherwise, that free insurance is just gonna go to WASTE.
Rude??!! Huh??!! what are you discussion about? How is it rude? I was one IRONIC you numbskull!
NO one is paying Aetna. Sometimes it can bear the insurance companies up to six months, to catch up on the paperwork, and take you out of their computer system - or put pen to paper you as "cancelled".
Eventually, though, they will catch up on your paperwork, and you will get a bill from them, for every penny they salaried on your behalf. They'll bring it through collections too - they have very aggressive collections.
Are you in a Union? They may have an agreement near the company to continue paying for your coverage for up to 6 months if your laid off. If your Union telephone a local rep and ask.
first,you should collect some resource by searching the relevant keyword in look into engine,if you got good luck in that ,then your problem solved.however,if you are not able to find the just the thing answer by doing that,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i recommend.
This is probably an oversight by your previous employer, or Aetna. Regardless, when they realize the error, they can turn backwards and cancel the insurance when it was supposed to stop. They will cart their money BACK for claims paid on your behalf. This means that any provider will next be owed by YOU for treating you. If you have prescriptions that you filled after the insurance should own stopped, you are responsible for that as well. The best case for you is that when the cancelation happen, it will not be for the Oct 15'ish date.
hmm that is very extraordinary! Don't know what to tell you but just be lively that you do have coverage I just hope your not going to enjoy to pay for the coverage in the adjectives you might want to check it out!
The solely ones who can answer this is your former employer. You can take a chance and see how long it last or call them and ask about it. Did they make available you any written info when you left? Check that.
Remember, if it was an error, they can retroactively stop midstream your coverage, so even if the insurance company pays for services and your insurance is later terminated, the providers can look to you for payment.
The problem is when they fix the problem and go back to revoke the insurance properly ALL of your claims will bounce.
You should pretend it's not there and get some insurance.
No, your life insurance will eventually expire. When my wife was out of work, it was good for going on for 2 more weeks. It will expire soon usually. Just ask if your not sure.
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Thank you,
Anonymous
Answers:
Well, you better pray to God that you get hold of a life threatening illness, or you're within an auto accident that leaves you disfigured, crippled or paralyzed for the rest of your natural go. Because otherwise, that free insurance is just gonna go to WASTE.
Rude??!! Huh??!! what are you discussion about? How is it rude? I was one IRONIC you numbskull!
NO one is paying Aetna. Sometimes it can bear the insurance companies up to six months, to catch up on the paperwork, and take you out of their computer system - or put pen to paper you as "cancelled".
Eventually, though, they will catch up on your paperwork, and you will get a bill from them, for every penny they salaried on your behalf. They'll bring it through collections too - they have very aggressive collections.
Are you in a Union? They may have an agreement near the company to continue paying for your coverage for up to 6 months if your laid off. If your Union telephone a local rep and ask.
first,you should collect some resource by searching the relevant keyword in look into engine,if you got good luck in that ,then your problem solved.however,if you are not able to find the just the thing answer by doing that,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i recommend.
This is probably an oversight by your previous employer, or Aetna. Regardless, when they realize the error, they can turn backwards and cancel the insurance when it was supposed to stop. They will cart their money BACK for claims paid on your behalf. This means that any provider will next be owed by YOU for treating you. If you have prescriptions that you filled after the insurance should own stopped, you are responsible for that as well. The best case for you is that when the cancelation happen, it will not be for the Oct 15'ish date.
hmm that is very extraordinary! Don't know what to tell you but just be lively that you do have coverage I just hope your not going to enjoy to pay for the coverage in the adjectives you might want to check it out!
The solely ones who can answer this is your former employer. You can take a chance and see how long it last or call them and ask about it. Did they make available you any written info when you left? Check that.
Remember, if it was an error, they can retroactively stop midstream your coverage, so even if the insurance company pays for services and your insurance is later terminated, the providers can look to you for payment.
The problem is when they fix the problem and go back to revoke the insurance properly ALL of your claims will bounce.
You should pretend it's not there and get some insurance.
No, your life insurance will eventually expire. When my wife was out of work, it was good for going on for 2 more weeks. It will expire soon usually. Just ask if your not sure.
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