Do you involve insurance for a free concert?
Hello.
Someone mentioned to me a few days ago that if you hold a free concert that you do not need public liability insurance because no money has changed hand as a fee for the concert, therefor there's no contract in place.
Can anyone confirm or disprove this information?
Thank you!
Answers:
The certainty that the concert is free has nothing to do near the need for insurance. You should definitely see an agent something like your exposure and liability in this concert. Even if a you are not negligent surrounded by anything, there is still possiblity of an injured person wanting you to be responsible for their medical bills a moment ago because the injury occurred during this concert. It would cost you more to hire an retain an attorney to represent you in the event of a claim than for the cost of insurance for this event.
Purchase insurance is the best solution.
If you are sponsoring an event, some one can be injured due to something that can be considered your fault; Yes you will, if for no other reason for your permission permission.
You hold two different issues. One is whether you must have insurance to get a certification. That is a question for the local government that is to say issuing the license.
The other is whether you should get insurance when you host a free concert. The answer is that you would be nuts not to get insurance. Just because it is 'free', doesn't penny-pinching that you can't be sued.
What that someone was thinking about is the different duty of vigilance you owe someone. If you charge someone for a service, you owe them a higher standard than if you do not charge. However, if you invite people to the concert, the duty you owe this relatives is high enough to allow them to sue you if they capture hurt. Source(s): No good dead go unpunished.
Well, that depends. WHERE are you holding your free concert? On your own land? Sure, you don't need public liability - but that doesn't expect you can't be sued if something happens! But when it does, you're on your own.
The POINT of liabiltiy is to PROTECT you from lawsuit.
If you are borrowing public land, they won't allow you to borrow it, unless you enjoy liability coverage in place. If you're renting space, same thing. If you own the come to rest, and you're using it, well, it's IRRELEVANT whether or not you charge for a ticket, you still own the land, you're still responsible if someone get injured on it! So you can still be sued.
You don't have to have "contracts" to attain sued.
Whoever is "mentioning" this is speaking out of ignorence. They are mixing and matching issues, and giving you VERY poor advice. Source(s): agent, 21+ years
YES.your liability to compensate a third party who claims against you have nothing to do with the gain and losses you may incurr.
Related Questions:
Someone mentioned to me a few days ago that if you hold a free concert that you do not need public liability insurance because no money has changed hand as a fee for the concert, therefor there's no contract in place.
Can anyone confirm or disprove this information?
Thank you!
Answers:
The certainty that the concert is free has nothing to do near the need for insurance. You should definitely see an agent something like your exposure and liability in this concert. Even if a you are not negligent surrounded by anything, there is still possiblity of an injured person wanting you to be responsible for their medical bills a moment ago because the injury occurred during this concert. It would cost you more to hire an retain an attorney to represent you in the event of a claim than for the cost of insurance for this event.
Purchase insurance is the best solution.
If you are sponsoring an event, some one can be injured due to something that can be considered your fault; Yes you will, if for no other reason for your permission permission.
You hold two different issues. One is whether you must have insurance to get a certification. That is a question for the local government that is to say issuing the license.
The other is whether you should get insurance when you host a free concert. The answer is that you would be nuts not to get insurance. Just because it is 'free', doesn't penny-pinching that you can't be sued.
What that someone was thinking about is the different duty of vigilance you owe someone. If you charge someone for a service, you owe them a higher standard than if you do not charge. However, if you invite people to the concert, the duty you owe this relatives is high enough to allow them to sue you if they capture hurt. Source(s): No good dead go unpunished.
Well, that depends. WHERE are you holding your free concert? On your own land? Sure, you don't need public liability - but that doesn't expect you can't be sued if something happens! But when it does, you're on your own.
The POINT of liabiltiy is to PROTECT you from lawsuit.
If you are borrowing public land, they won't allow you to borrow it, unless you enjoy liability coverage in place. If you're renting space, same thing. If you own the come to rest, and you're using it, well, it's IRRELEVANT whether or not you charge for a ticket, you still own the land, you're still responsible if someone get injured on it! So you can still be sued.
You don't have to have "contracts" to attain sued.
Whoever is "mentioning" this is speaking out of ignorence. They are mixing and matching issues, and giving you VERY poor advice. Source(s): agent, 21+ years
YES.your liability to compensate a third party who claims against you have nothing to do with the gain and losses you may incurr.
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