Does anyone know of any free services surrounded by Pa. for someone that have cancer and no longer have condition insurance?
My 46 year old son in canon was diagnosed with cancer closing May and was told he has anywhere from 4 months to 4 years to live but would own to have chemo etc to help hold him live as long as possible. His boss at the time who he worked for 26 years told him that he was not to worry that as long as he(the boss) be alive he would pay for health insurance and wages for him. Well he's still alive but have now reneged on his promise. My son in imperative got a phone call 2 weeks ago from the cancer center that his insurance have been canceled. Is it true that an insurance company can cancel insurance for someone that have been receiving life span sustaining treatment? I always thought that if you're being treated for an malady that the insurance has to continue for that treatment.
I tried setting him up next to free adult basic thought in Pa. his waiting time is 1- 1- 1/2 years.
I know that his boss probably doesn't legally enjoy to pay but it would be the moral thing to do because he promised he would.
Thanks
Answers:
If it's really within 2 weeks he should be capable of use the HIPAA law to find another insurance company, ASAP, and get a GUARANTOR policy. It's going to cost a BUNDLE--do not be surprised by $2K a month--but it is far cheaper than what would begin with NO insurance.
You probably have no overnight case against the boss because it was a GIFT--what was within it for him? Feeling good about himself possibly, but that be it. Possibly he would at least contribute to a HIPAA plan. Worth a look.
I have no thought if this will help or not:
"Health Centers provide health and dental aid to people of all ages, whether or not they hold health insurance or the money to pay for vigour care.
Find the Health Center closest to you
Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other facilities are required to provide a specific amount of free or below cost vigour care to people unqualified to pay. Eligibility is based on the size of your kinfolk and your income. You apply for Hill-Burton care at the facility where you be or will be treated.
More about Hill-Burton and find facilities within your State "
http://www.hrsa.gov/help/default.htm
At some point, if he basically goes ruined, he'd be eligible for Medicaid. SOME states have less punitive requirements for a different sort of state insurance. ALSO here are some states (around 33 I think) that have "high risk insurance pools" which would own insurance premiums less than what he'd get via HIPAA insurance.
As to the ask of whether a policy can be cancelled while treatment is needed, you bet, it is done EVERY DAY with total impunity. None of the plans the media fawn over addresses this problem. The ONLY true insurance plan I've seen is here:
QUALITY, ACCESSIBLE, AFFORDABLE strength care for all.
That funds preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really not at your best are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly near the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends treat roughly of the taxpayer, takes the burden off employer, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has be repeatedly documented).
http://www.booklocker.com/books/3068.htm…
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Cassandra Nathan's Save America, Save the World
What happened to your son-in-law would not happen if THAT plan be in place. There is no graft or patronage possible, however, so for the many months I've contacted "movers and shakers" surrounded by politics primarily I have received NO response on even discussing it. It would end the problem of the uninsured, termination medical bankruptcies, and end those few who grasp great insurance from abusing the system along with illegals who never clear a bill by putting SOME financial responsibility on every patient UNTIL and UNLESS it is a TRUE burden. Before that, a physical, follow up, discounted prescription meds, and if needed an ER visit are adjectives to be had for a low co-pay. Because NOTHING in energy is free, THIS is the way to shake out the users and abusers from those in have need of who would not ever again have to decide to die to reclaim their family's money--and yes, that does happen.
God bless.
Go to this site:
http://www.dpw.state.pa.us/OMAP/
It is the Pennsylvania Office of Medical Assistance Programs Source(s): (a)
His employer should hold offered him the option of keeping the insurance via COBRA. You need to call for the insurance company ASAP and find out how his polciy was canceled. Once you explain the situation you should be able to verbs the coverage.
You may also find additional resources here.http://www.cancer.org/docroot/home/index…
http://www.insure.com/articles/healthins… Source(s): Independent Broker 9 years
Related Questions:
I tried setting him up next to free adult basic thought in Pa. his waiting time is 1- 1- 1/2 years.
I know that his boss probably doesn't legally enjoy to pay but it would be the moral thing to do because he promised he would.
Thanks
Answers:
If it's really within 2 weeks he should be capable of use the HIPAA law to find another insurance company, ASAP, and get a GUARANTOR policy. It's going to cost a BUNDLE--do not be surprised by $2K a month--but it is far cheaper than what would begin with NO insurance.
You probably have no overnight case against the boss because it was a GIFT--what was within it for him? Feeling good about himself possibly, but that be it. Possibly he would at least contribute to a HIPAA plan. Worth a look.
I have no thought if this will help or not:
"Health Centers provide health and dental aid to people of all ages, whether or not they hold health insurance or the money to pay for vigour care.
Find the Health Center closest to you
Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other facilities are required to provide a specific amount of free or below cost vigour care to people unqualified to pay. Eligibility is based on the size of your kinfolk and your income. You apply for Hill-Burton care at the facility where you be or will be treated.
More about Hill-Burton and find facilities within your State "
http://www.hrsa.gov/help/default.htm
At some point, if he basically goes ruined, he'd be eligible for Medicaid. SOME states have less punitive requirements for a different sort of state insurance. ALSO here are some states (around 33 I think) that have "high risk insurance pools" which would own insurance premiums less than what he'd get via HIPAA insurance.
As to the ask of whether a policy can be cancelled while treatment is needed, you bet, it is done EVERY DAY with total impunity. None of the plans the media fawn over addresses this problem. The ONLY true insurance plan I've seen is here:
QUALITY, ACCESSIBLE, AFFORDABLE strength care for all.
That funds preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really not at your best are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly near the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends treat roughly of the taxpayer, takes the burden off employer, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has be repeatedly documented).
http://www.booklocker.com/books/3068.htm…
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Cassandra Nathan's Save America, Save the World
What happened to your son-in-law would not happen if THAT plan be in place. There is no graft or patronage possible, however, so for the many months I've contacted "movers and shakers" surrounded by politics primarily I have received NO response on even discussing it. It would end the problem of the uninsured, termination medical bankruptcies, and end those few who grasp great insurance from abusing the system along with illegals who never clear a bill by putting SOME financial responsibility on every patient UNTIL and UNLESS it is a TRUE burden. Before that, a physical, follow up, discounted prescription meds, and if needed an ER visit are adjectives to be had for a low co-pay. Because NOTHING in energy is free, THIS is the way to shake out the users and abusers from those in have need of who would not ever again have to decide to die to reclaim their family's money--and yes, that does happen.
God bless.
Go to this site:
http://www.dpw.state.pa.us/OMAP/
It is the Pennsylvania Office of Medical Assistance Programs Source(s): (a)
His employer should hold offered him the option of keeping the insurance via COBRA. You need to call for the insurance company ASAP and find out how his polciy was canceled. Once you explain the situation you should be able to verbs the coverage.
You may also find additional resources here.http://www.cancer.org/docroot/home/index…
http://www.insure.com/articles/healthins… Source(s): Independent Broker 9 years
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