NatWest come across to enjoy given me free mobile phone insurance by mistake, will it work?

You're supposed to be an Advantage Private customer (their "most prestigious" current account) but it seems to have agree to me sign up with my graduate account, anyone else ever tried this?
Answers:
Be cautious of such 'Free Insurance' covers, they generally recover a slice of the premium via other sources (eg your phone bill) or start charging you from the second installment


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