Does it variety a difference within my insurance if i get a vehicle free?

Answers: No. They go by value, not purchase price.
Nope, lately what the car is worth and your driving record.
Insurance covers damage to you or your car after you own it, and the liability to other drivers or property you may hurt while you are driving. It make no difference to the insurance company how you obtained the car.
It matter in the sense that...if there is no lein holder on the vehicle...you to are not required to convey full coverage insurance. You can carry PL/PD coverage. Where as, if you owe a finance company, you would be required to fetch full coverage insurance.

However... understand that if you only transport PL/PD coverage, and your in an accident (your fault)...the insurance will single cover the property loss/property damage of the other person or property you wreckage. You won't get any money for your car..nor will they reimburse for any of your repairs.
no one cares.. the difference is if you don't hold a loan on it you dont need collision on it.
Not at adjectives. They don't care how much you paid for the motor. Source(s): agent, 21+ years
Nope.

Not from a liability standpoint, because a free vehicle can basis as much damage as a vehicle that costs money. Also, not from a collision/comprehensive standpoint, because the insurance company would still be responsible for reimbursing you up to the vehicles "value" should you folder a claim. Of course, collision/comprehensive coverage is optional.

I doubt if the insurance company will even ask you how much you paid for the vehicle. It simply is not relavent.

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