If you own insurance on your phone is a replacement phone free?

I was wondering whether a replacement phone would cost money, or if it wouldn't. I have Verizon Wireless and I only just upgraded my insurance.
"> It will usually cost you a deductible. Like $25 -75 dollars, depending on the insurance plan and company.

You should be able to find out from the Verizon customer service.
I think their deductible be $50.

BUT if you lose your phone often, more than once every 6 -9 months. The deductible can increase. ( this stops people from lying give or take a few losing their phns.)


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