If you hold insurance on your cell phone, and your phone broke, do you bring back one free?

this is the second time my RAZR broke. i have insurance on my cell phone, will at&t give me another one for free?

please assist
Answers:
No, if you file an insurance claim you'll be charged a $50 deductible.
they will charge you a deductible between 40 and 60 bucks, but its better than having to bu ya current phone


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