Individual PPO Dental Insurance beside No Waiting Period?
Does anyone know any individual dental insurance with a PPO plan and has NO waiting length? I live in the state of California.
I've already tried Blue Shield and they have a 6-12 month waiting term for the PPO plan. And I've already try tons of other dental insurance (Metlife, Safeguard, etc) and they all have HMO plans or doesn't provide individual dental insurnace.
Answers:
Nobody have an individual PPO Dental Insurance plan without a waiting period. It would be impossible for a company to own -- otherwise you could buy it, have a root canal done, and afterwards cancel it. If any company did that then they wouldn't be within business very long at all...any that or the premiums would run $500/month.
Just buy an insurance plan and in time it won't have waiting period (they'll be satisfied). Claims made during the waiting period would at least offer you the network discounts for the procedures much like the discount plans do. Eventually you'll enjoy full coverage. Ameritas dental insurance is the biggest seller on my site.
Hopefully that'll at least rescue you some time looking for that which does not exist.
Related Questions:
I've already tried Blue Shield and they have a 6-12 month waiting term for the PPO plan. And I've already try tons of other dental insurance (Metlife, Safeguard, etc) and they all have HMO plans or doesn't provide individual dental insurnace.
Answers:
Nobody have an individual PPO Dental Insurance plan without a waiting period. It would be impossible for a company to own -- otherwise you could buy it, have a root canal done, and afterwards cancel it. If any company did that then they wouldn't be within business very long at all...any that or the premiums would run $500/month.
Just buy an insurance plan and in time it won't have waiting period (they'll be satisfied). Claims made during the waiting period would at least offer you the network discounts for the procedures much like the discount plans do. Eventually you'll enjoy full coverage. Ameritas dental insurance is the biggest seller on my site.
Hopefully that'll at least rescue you some time looking for that which does not exist.
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