Individual dental insurance for braces?
What is a good "individual" dental insurance if I were to bring back braces? I have done some research and nailed it down to DeltaCare and Pacificare. So which dental insurance is better, or any other suggestions? Pacificare cost slightly smaller amount than DeltaCare as far as co-payments go. Both are HMO plans, all the PPO plans covers little to nil for braces, so HMO seems to be the only method to go for an individual plan. DeltaCare seems to be more reliable since it's associated next to Delta Dental, a little more costly also.
I'm more concerned about the "quality" of the services as far as making claims and such. So DeltaCare, Pacificare, or ay other dental insurance/plans? Any personal experience next to either of these companies? I am in San Francisco, California.
Answers:
I am also contained by the same situation as you. I have come down to Delta Dental (not sure how this is relateon cloud nineelta Care) and Pacificare?
I am not sure which one is better. For a family plan of which I am interested in for Pacificare it is almost $400 a year.
My child needs braces and I will need probably some root canal and crowns in the near adjectives.
My questions are:
1. Do you know what the waiting period is for any Delta Dental and Pacificare for major work like braces or root canal and the like?
2. I did not see the cost of the annual amount for Delta Dental?
3. Which plan is best for coverage of braces---Delta Dental or Pacificare?
4. Perhaps there is another company out at hand that is better than both but my research has not determined that---but I could other be wrong?
I am in San Diego, CA
Related Questions:
I'm more concerned about the "quality" of the services as far as making claims and such. So DeltaCare, Pacificare, or ay other dental insurance/plans? Any personal experience next to either of these companies? I am in San Francisco, California.
Answers:
I am also contained by the same situation as you. I have come down to Delta Dental (not sure how this is relateon cloud nineelta Care) and Pacificare?
I am not sure which one is better. For a family plan of which I am interested in for Pacificare it is almost $400 a year.
My child needs braces and I will need probably some root canal and crowns in the near adjectives.
My questions are:
1. Do you know what the waiting period is for any Delta Dental and Pacificare for major work like braces or root canal and the like?
2. I did not see the cost of the annual amount for Delta Dental?
3. Which plan is best for coverage of braces---Delta Dental or Pacificare?
4. Perhaps there is another company out at hand that is better than both but my research has not determined that---but I could other be wrong?
I am in San Diego, CA
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