Dental Insurance Question))))))?
I got dental insurance but I think my company is going to consent to me go soon. If I go to the dentist and initiate to have work done and the company let's me go will I have need of to pay the difference or does the insurance pay out past the start the work?
Answers:
if its like my insurance, which is through work, than they wont pay til after. as usually the dentist desires to wait til the works actually done, although when u run for a consult they should tell you exactly what they want to do and list how much everything costs and afterwards list how much they ESTIMATE insurance will pay on it and how much you will own to pay after insurance has rewarded. Mine usually took 2-3 weeks for the insurance to pay as the dentist has to bill insurance, which consequently has to be filed and afterwards ins will turn around and pay the % covered by them and then you will receive a bill for what insurance did not pay for because of their policies or your plan.
Now if you get released, let say in 2 weeks from presently. you will still be having that insurance payment coming out of your check for that time, in consequence if you get the work done in 2 weeks (before you "might" take released) then they would still pay for it.
Check beside HR you usually get 1 calendar month after you leave formerly they terminate your insurance. Also you may be eligible for COBRA. Check into this - it will cost 3 to 4 times more than what you are paying now, but if explicitly lee than the Dental cost - you may wanna go for it.
All the best to you.
Related Questions:
Answers:
if its like my insurance, which is through work, than they wont pay til after. as usually the dentist desires to wait til the works actually done, although when u run for a consult they should tell you exactly what they want to do and list how much everything costs and afterwards list how much they ESTIMATE insurance will pay on it and how much you will own to pay after insurance has rewarded. Mine usually took 2-3 weeks for the insurance to pay as the dentist has to bill insurance, which consequently has to be filed and afterwards ins will turn around and pay the % covered by them and then you will receive a bill for what insurance did not pay for because of their policies or your plan.
Now if you get released, let say in 2 weeks from presently. you will still be having that insurance payment coming out of your check for that time, in consequence if you get the work done in 2 weeks (before you "might" take released) then they would still pay for it.
Check beside HR you usually get 1 calendar month after you leave formerly they terminate your insurance. Also you may be eligible for COBRA. Check into this - it will cost 3 to 4 times more than what you are paying now, but if explicitly lee than the Dental cost - you may wanna go for it.
All the best to you.
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