Individual Dental Insurance?

I'm looking for individual dental insurance. Does anyone have any recomendations...
Answers:
hello,
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i a moment ago come accross this blog which may help you


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Sure, I would recommend world dental. They have a plan that is markedly simular to employers plans, only at hand is a small waiting period. Pay's 2 cleanings per year, 80% on filings and 50% on crowns. If you would like me to minister to you further I would love to.

The insurance lady
www.havingaplan.com
www.insurancehelp-com Source(s): www.havingaplan.com
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There are basically two kind of individual plans that are fairly affordable. Dental discount plans (like Ameriplan or Assurant) but they're discounted plans. Usually free cleanings and diagnostics, but you'll be out of pocket about 70% for expensive procedures, because they hold limited annual caps on total payouts. Most other plans are cost sharing plans (like Delta, Guardian, and Aflac). They settle up some, you pay some. Some have deductibles, some enjoy elimination periods. Do you necessitate a procedure RIGHT NOW, like a root canal? NOTHING out nearby, no carrier will insure someone who needs it right very soon (so don't believe it!). Just like trying to buy car insurance after a wreck, or life span insurance after a terminal diagnosis. I haven't met a decent dentist yet that wouldn't work out a reimbursement plan when you are forced to "self pay" or "cash pay". Also some credit card companies like CAPITAL ONE in actual fact finance costly dental procedures (if you have honourable credit). Source(s): I'm a licensed Health and Life agent since 2001 (in Texas).
My recommendation is, don't buy it.

For most of my profession, I have NOT had dental coverage through work. And I haven't see any private plans that pay out more than they take contained by.

If you're considering a plan, just "run the numbers" with waiting period, deductibles and copays, vs. the monthly premium, before you buy. Source(s): agent, 21+ years

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