Can an hand own form or dental Insurance through his/her spouce's employer and also through his own?


Answers: YES, IN THIS CASE DENTISTRY SHOULD COST YOU NOTHING OUT OF POCKET
Yep its called primary and subsidiary insurance.

But just use the one with the better coverage while you can.
Yes, the insurance you have for yourself, through work, would be your Primary insurance and this is submitted to first. The policy your spouse has would be your Secondary and this would be submitted to after your Primary insurance have paid with an EOB (explaination of benefits) to show what and which procedures and how much the Primary have already paid.~
Yes, depending on how the insurance company treats primary and lesser insurance.

In most cases, a person's own insurance will be primary; the spouse's will be secondary. In some cases, the spouse's plan will have a "non-duplication" clause - plan they only pay when the primary is exhausted or pays far smaller quantity than they would have paid if they have been primary.

It's complex to say the least possible. In some cases, dual insurance will leave the patient beside NO out-of-pocket expense; in other cases they WILL have to take-home pay.

Ask to speak to the HR people for details of how the two plans coordinate.


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