What affordable dental insurance covers ortho? Can you suggest any?
I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do enjoy dental insurance - HMO, (BLue Cross) does this cover ortho?
Answers:
Dental insurance has to be based on what your monthly premium is VS what your annual maximum is. Every dental insurance have a maximum they will pay. If your annual premium is 300.00 and your annual maximum is 1000.00 your really only getting 700.00. I've be in the field for 27 years and most insurance does not cover ortho or it is hugely limited. Stay away from the discount plans and HMO's in dentistry because you catch what you pay for. Ortho is not only more or less making the teeth strait but the bite must be addressed when moving teeth. If not done correctly you can have grinding/clenching problems that eventually organize to joint problems. Some of the states that have Delta Dental enjoy individual policies you can purchase with the above limits. Hope this help.
Most dental coverage does not pay enough to be worth what you discharge them. Also, most dental plans do not cover ortho for anyone over 19 or 20 years of age. Source(s): dental hygienist
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Answers:
Dental insurance has to be based on what your monthly premium is VS what your annual maximum is. Every dental insurance have a maximum they will pay. If your annual premium is 300.00 and your annual maximum is 1000.00 your really only getting 700.00. I've be in the field for 27 years and most insurance does not cover ortho or it is hugely limited. Stay away from the discount plans and HMO's in dentistry because you catch what you pay for. Ortho is not only more or less making the teeth strait but the bite must be addressed when moving teeth. If not done correctly you can have grinding/clenching problems that eventually organize to joint problems. Some of the states that have Delta Dental enjoy individual policies you can purchase with the above limits. Hope this help.
Most dental coverage does not pay enough to be worth what you discharge them. Also, most dental plans do not cover ortho for anyone over 19 or 20 years of age. Source(s): dental hygienist
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