Can an individual hold more than one dental insurance policy to support discharge for dental work?

Answers: Yes, you will have to pay the deductable on respectively plan, then they two pans split the cost. Or at most minuscule what the plan says they pay for unshakable procedures.
No. When one finds out about the other then they will of late pay 1/2 of what the original cost is anyway. You can't own two insurances. The question is asked on the application and if you lie, consequently the policy is invalid anyway.
Yes, you can, but it usually doesn't help. Many times, each plan will state "we rate only after other insurance pays", leaving you near two plans that wait for the other to pay first.

If you enjoy dental work that needs to be done and costs alot out of pocket, look at signing up for a "prepaid medical savings" account, where on earth you can deposit money from your pay on a pre-tax basis to pay packet for this. That way, at least you don't settle up income tax on that savings.

The downside is, any money you don't use, you lose at the winding up of the year.
Sure , but the ones you buy yourself usually aren't worth your premium. If you own a policy through your work and your spouse has apolicy, the only point you have to ask before buying is if the policy is a non duplicating policy. What that medium is- if your first insurance pays 10 on a procedure, and the second one would have rewarded 10, you get nothing because the 1 st policy already rewarded it.
There are more ways dental insurance works than there are posters on Yahoo!.

The basic answer is "yes", you can own two insurance plans and I see it all the time in my mission as practice coordinator. The most typical way one person get two plans is if they cover themselves throught their own job, and they are also covered by a spouse, through their job. In this luggage, your own plan pays first as primary, and if the secondary (spouse's) coverage pays "standard coordination", they would pick up whatever is vanished over - up to the annual maximum.

Another way is if one person have two plans - usually through two jobs or one job and a military benefit. In that grip, one plan is primary (typically the one that's been in force longer, but not always) and the second plan picks up any stability left over - up to the maximum and subject to deductibles, clauses, etc.

Still another way is if a personality has dental insurance through their work and then buys a supplemental plan, such as AFLAC. The AFLAC pays a set amount as a lesser no matter what the primary pays.

Confused yet? I contract with this every day and enjoy done for years, but it still baffles me sometimes.

Please do not expect your dental office to be experts on your plan. The lone sure way to know who covers what is to call your insurance company (or companies) and ask them.

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