Is my tv covered by contents insurance if i accidentally spilt sea down the put a bet on?
help?
Answers:
Only if you are covered for Accidental Damage and even consequently it can be hard to prove that it wasn't just to draw from a new TV, check out your policy!
You need to read your policy to see if accidental sprain or all risks cover is provided. You also need to look at what excess is on the policy.
If you own a lb200 excess and a lb150 policy, you will not get anything. Make it a lb250 telly and you get lb50 if covered.
All depends on your home insurance policy - read your policy and it will tell you, if ring your insurance company.
Can't be any easier really than that....
You will hold to check your policy includes accidental damage (AD) on your policy. as long as it does you should know how to claim. Most decent policies organised by a broker will have a lb50.00 excess.
Coverage depends on what characteristics of policy you obtained. Some policies are based on what is call replacement cost- all risks subject to the deductible often $500 dollars and exclusions. You obligation to review your wording carefully. Is your TV worth more than $500- if not, they why would you claim it? Great source for home insurance details is
http://www.insuranceria.com/homeowners-insurance.html.
If you have taken out totally unplanned cover on the policy.
Related Questions:
Answers:
Only if you are covered for Accidental Damage and even consequently it can be hard to prove that it wasn't just to draw from a new TV, check out your policy!
You need to read your policy to see if accidental sprain or all risks cover is provided. You also need to look at what excess is on the policy.
If you own a lb200 excess and a lb150 policy, you will not get anything. Make it a lb250 telly and you get lb50 if covered.
All depends on your home insurance policy - read your policy and it will tell you, if ring your insurance company.
Can't be any easier really than that....
You will hold to check your policy includes accidental damage (AD) on your policy. as long as it does you should know how to claim. Most decent policies organised by a broker will have a lb50.00 excess.
Coverage depends on what characteristics of policy you obtained. Some policies are based on what is call replacement cost- all risks subject to the deductible often $500 dollars and exclusions. You obligation to review your wording carefully. Is your TV worth more than $500- if not, they why would you claim it? Great source for home insurance details is
http://www.insuranceria.com/homeowners-insurance.html.
If you have taken out totally unplanned cover on the policy.
Related Questions:
- In The UK Only,Is There Such A Thing As A Search Engine For House/Contents/Life Insurance Firms Please?
- Anyone here own or hold have home contents insurance next to direct strip,if so are they ok?
- Which insurance company is the best importance for money about home insurance- buildings and contents?
- Whixh company privdes the best landlords home and contents insurance.?
- Which insurance company do you use contained by Auckland for house, content and vehicle?