Does home and contents insurance cover spy satellites tumbling out of orbit and landing on your house?
Answers: I don't want to nouns like your insurance agent but it all depends upon your policy. Read....Your.....Policy. This will relief you in a variety of different ways. The first entity you will realize is the policy is more concerned about what it doesn't cover rather than what it does cover. Of exceptional interest you should read carefully is the section in relation to acts of god. That usually includes hurricanes, tornado's,and such. A quick response minus reading your policy would be that a satellite falling from the sky does not involve an act of god. But your policy will define what constitutes an achievement of god. Read it carefully and then give the name your agent regarding any questions which you are unsure. Better to be not detrimental than sorry. Have your policy number available and of course your premiums are up to date. Good luck..........
thanks for the laugh . no Source(s): biz owner
Only if you house has a big red target on its roof!
Act of God. (Or the U.S. Government...same thing!?!)
It would depend on what policy form you purchased but -
if you had a standard homeowners policy - most likely it would be a covered loss.
The homeowners policy does cover falling objects -- and that's what a spy satellite falling from the sky is. However, it does exclude act or decisions - including failure to exploit of any government body.
The contents section of most policies is name peril. There is a peril for falling objects. In order for contents inside the home to be covered - the falling object have to create a hole in the structure.
The contents section also have a named peril of "Aircraft" which is defined as "This includes self propelled missiles and spacecraft."
Although it really depends on the language within your policy - I suspect that most standard homeowners policies would provide coverage for this loss. Source(s): Insurance Adjuster 12 years
Only if you added the special satellite rider coverage.
It is covered but you own got to be thinking way beyond that. When you provide your story to the National Enquirer you will have enough money that you won't own to worry about an insurance settlement.
If I be you I would start thinking of some clever sound bites now. You don't want to nouns like some doofus when the big day arrives. Be arranged to be cool. Source(s): (a)
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